The Retirement Thread

[Gwylan]

Yodel have got their act together round here. We have had a couple of things delivered by them and it was fine.

They'll apologise and go back to normal soon
Tomorrow is 1st March!

Is that tree still standing in Carmarthen? And what about the fire breathing dragon entering Wales?

Merlin was right.

He just forgot to mention Yodel, they were rubbish in the middle ages too.

 

[Drago]

Merlin was right - Guinevere is a dirty hussey.

 

[ebikeerwidnes]

And the best bit is I don't pay the fees as none of my income streams count towards repaying loan. Kerchingaling!

Hmmm - how does that work???
is there a web site that you know of that explains it??

I have always wondered about doing an M.Sc. or something

 

[ebikeerwidnes]

Merlin was right - Guinevere is a dirty hussey.

Well - that's the History bit of the degree sorted!!!

 

[Mo1959]

Square eyes. I’ve just binged 5 episodes of Bergerac.

 

[Drago]

Hmmm - how does that work???
is there a web site that you know of that explains it??

I have always wondered about doing an M.Sc. or something

Student loan repayments are typically deducted from income that is subject to Class 1 National Insurance Contributions (NICs). Therefore, if your pension income does not undergo NIC deductions, it should not be subjected to student loan deductions. However, if you are obligated to file a tax return and your total income exceeds £2,000, you may be liable for student loan repayments.

Broadly speaking, my income is split into two parts.

The injury award, which is tax free and is reckonable for nothing.

Then my occupational and private pensions, neither of which suffer NI deductions and are therefore not considered as income for students tuition fees student loan repayments.

And now I've closed all the smaller pots I had stashed here and there I am no longer registered for self-assessmemt and my penion providers have me on PAYE. Unless I do something daft, like go and get a job, I'll never repay a penny, and when I turn 70 the debt gets binned anyway.

 

[ebikeerwidnes]

Student loan repayments are typically deducted from income that is subject to Class 1 National Insurance Contributions (NICs). Therefore, if your pension income does not undergo NIC deductions, it should not be subjected to student loan deductions. However, if you are obligated to file a tax return and your total income exceeds £2,000, you may be liable for student loan repayments.

Broadly speaking, my income is split into two parts.

The injury award, which is tax free and is reckonable for nothing.

Then my occupational and private pensions, neither of which suffer NI deductions and are therefore not considered as income for students tuition fees student loan repayments.

And now I've closed all the smaller pots I had stashed here and there I am no longer registered for self-assessmemt and my penion providers have me on PAYE. Unless I do something daft, like go and get a job, I'll never reply a penny, and when I turn 70 the debt gets binned anyway.

Thanks

hmmmm now I have to think about it!!

 

[Drago]

Night Johnboy.

 

[Gwylan]

Merlin was right - Guinevere is a dirty hussey.

You remember her, then.

 

[PeteXXX]

<yawn>

 

[PeteXXX]

PPFDOTM NR 😘

 

[Mo1959]

PPFDOTM NR 😘

Don’t get that one?


Morning. A more pleasant 4 degrees this morning and daylight is here. I’ll get out soon.

 

[Dave7]

Good morning all.
Minus 1° here.
A good solid sleep last night and only woke for a pee at 06.30.
Listening to Tony Blackburn with SoTS.
.ost put my phone on charge.

 

[Paulus]

Good morning all.
It's a chilly, misty start to the day here, but the sun is due to break through a little later on.
The community skip is being delivered shortly, more or less opposite my house. I think it is a really good idea. The council run the scheme and you can take almost anything which is then sorted by the workers and anything that can be recycled is put aside and a lorry comes however many times its needed and takes the recycling stuff away. The skip is changed similarly.
I will be doing stuff around the garden today once the sun comes out.

 

[Drago]

I have risen!

Mrs D's car going in for new tyres, then a trip to the garden centre.