The Retirement Thread

[PeteXXX]

I've got some muffins in the oven; choc chip & blueberry, 6 of each.
Anyone fancy one? I'll share them with the Mundaners if you don't mind.. 🙂

 

[Drago]

Dogs walked. Going visiting this afternoon, let the van stretchnits legs. A bit of study time this evening,

 

[Dave7]

Morning all.
5° and dry here.
Pub caberet lunch today.
I need to wake up as I crawled out of bed still tired....I may well crawl back in shortly.

 

[Paulus]

I've got some muffins in the oven; choc chip & blueberry, 6 of each.
Anyone fancy one? I'll share them with the Mundaners if you don't mind.. 🙂

You little tease.

 

[Dirk]

Morning all

Got some welding to do this morning.
That'll keep me busy in the workshop for an hour, or so.

 

[Drago]

Morning Papa dirkie.

 

[Dirk]

Morning Papa dirkie.

Wotcha.

 

[ebikeerwidnes]

Morning - new clients at AgeUK this morning

Never know what to expect - what they say they want is not always what the want once we start talking

and there is apparently a "New Thing" they (i.e. my "boss")want to talk to me about - dunno what that is

BTW - if you are a volunteer - do you have a boss - or supervisor
or is there another name because you need them a lot less than they need you??

mind you - telling "the boss" I'm not doing things their way has always been a problem for me - my past bosses have sometimes had a problem with it
especially some when they realised that I was normally right!
The phrase "yes we could do it that was but it would bugger things up quite badly" seems to annoy some people

 

[tarric]

A lot of practices have been bought by investment/private equity groups because money can be made. Don't think there are rules so prices are whatever the Group can set. Drugs can be bought in quantities and suitable markups applied

https://www.theguardian.com/lifeand...ivate-equity-firms-vet-ownership-rules-change

I new about investment firms buying up the practices, just another way for then to screw the people. I was glad I took out insurance, as even back then bill could run into thousands but like you said they become part of the family and at that point price doesn't matter.

 

[Elybazza61]

Grey start here but brightening up a bit now.

Eggs for breakfast plus two coffees and washing up done.

Have gone through some of our shoes giving them a clean and a dubbin where necessary.

Not much else planned apart from beans on toast for lunch.

 

[tarric]

Another beautiful day here, blue sky and sunshine, pottered out along the coast yesterday, and stopped into one for my favourite cafes for lunch, it was so warm inside due to the sun I sat out on the terrace, it was lovely.

The view from the terrace.

This was before it was fully finished they have boarded over the underneath to match above, amazing what you can do with a few old shipping containers.

 

[PeteXXX]

I'm about to ride over to daughter's house to fit a TV bracket on a wall.
Happily, the drizzle has stopped 🙂

 

[ebikeerwidnes]

I new about investment firms buying up the practices, just another way for then to screw the people. I was glad I took out insurance, as even back then bill could run into thousands but like you said they become part of the family and at that point price doesn't matter.

Just a point from way back about pet insurance

When I got a dog she was an Alsatian

zero chance of her biting anyone as her reaction to stranger outside the house was to go round them in a 50 yard wide circle!
but as it include 3rd party insurance......

also - it covered possible vet fees and all that


anyway - I had it was several years - always seemed the best for what I needed
then all the stuff about dangerous dogs came up in the press
it was the first lot - when it was Rottweilers that were all going on about

anyway after a few years I got a renewal
and I noticed a change so that Alsatians were just not covered - along with Rottweilers and a few others
I had - being me - kept the leaflets and T&Cs from previous years and found that this had entered the T&Cs the previous year
with no "changes to T&Cs" ot anyotehr notice - just an "I agree" type tick box on the renewal form

not only covered the dog attacking someone - but basically said it would not cover anything
not even illness or anything like that!


so wroth checking if you have insurance and any sort of "big" dog -

 

[Dave7]

@Dirk eat your heart out

 

[ebikeerwidnes]

Little question for the assembled multitude

I have got a letter from the government!!!

says that I am getting the Winter Fuel Payment as I am now officially old
my wife has got one as well

but the T&Cs show - as expected - that HMRC will claw it back through tax
took a while to confirm as I did not know my actual before tax income
and the main pension system seems to have changed how they login - so my password had to be changed and verified
and teh Teachers pension system is always a bit over finnicky


anyway - turns out that I am just over the limit
which is fine


however - my wife is under the limit - she gets it and keeps it

Now - just to be clear - theis the Winter FUEL payment

now - as the house we live in was my house and she moved in and sold her house
so - all the bills are in my name
including the fuels bills for the house



so - the question


how do I suggest to my wonderful, beautiful and very intelligent wife that this means she should pay EDF????

(post may not be posted in total seriousness - just to be clear!!!)