Our first and only, still living in it, brought in the early Noughties, ex council /Development Corparation 4 bed house, off the main road (which is a pain in a lot of ways)...should have been £54k...i paid £18k.
Mortgage finished next year, it's very low now anyway.
I remember arranging the mortgage...i wasn't overjoyed at the thought of the extra cost although it's paid for itself over and over now...and will keep doing so. I asked the adviser how in the heck people afforded £100K at the time which seemed astronomical to me. She replied...they gulp and sign
The downsides.
It' a modest house on effectively a council estate...no problem with that in itself but Peterborough (near me anyway) has seen wave after wave of new people and the sense of community has gone altogether. We knew most of the people up the street years ago, now its just a handful of folk. So many come and go now, so many houses are now multiple occupancy, private landlords, it's real hard to get to know anyone.
When we go back to Bingham Notts, we always think its tidy and well kept, particually the council estate where my wife grew up. Here....people just dump all their cr&p at the side of the road...problem solved.
Don't get me wrong, I'm incredibly lucky to have a house I can call my own and very affordable, for that I'm forever grateful...but nothing' ever perfect is it