I only ever had PPI once, on a loan with a former bank and that was over 20 years ago. I've got no proof or records from back then (can't even remember exact dates or amounts), so I'm not sure any claim I made would be accepted.
Plus the fact that I knew what PPI was when it was sold and went through all the T&Cs with them at the time - e.g. they didn't mis-sell it to me or try and trick me into taking something I couldn't claim on, which I know was the main issue for quite a lot of other people. Although I'll admit the main reason I accepted it was because they offered me a significantly lower interest rate on the loan if I took it up, which actually SAVED me money in the long term (I'm guessing the person in the bank branch made more commission on PPI than on the loan?)
I'll be honest, if stupid, I'd never noticed it, I just looked at the payment figure every month
SWMBO (good lass!!) pointed it out, & said "Ring them, to see what it was" as it wasn't worded as PPI/insurance, but something else
I did so about 6 weeks ago, & set the process going, expecting maybe £1,000 - £1,500, enough to take SWMBO away for her birthday
I received a reply & cheque yesterday
I was convinced it was a misprinted cheque, so rang them today... twice..... in case the first lady was pulling my proverbial...……… but no, the amount they told me was the amount on the cheque
I'm still stunned, even when I payed it in, at the Bank this afternoon, after work
View attachment 426508
I'll be honest, if stupid, I'd never noticed it, I just looked at the payment figure every month
SWMBO (good lass!!) pointed it out, & said "Ring them, to see what it was" as it wasn't worded as PPI/insurance, but something else
I did so about 6 weeks ago, & set the process going, expecting maybe £1,000 - £1,500, enough to take SWMBO away for her birthday
I received a reply & cheque yesterday
I was convinced it was a misprinted cheque, so rang them today... twice..... in case the first lady was pulling my proverbial...……… but no, the amount they told me was the amount on the cheque
I'm still stunned, even when I payed it in, at the Bank this afternoon, after work
View attachment 426508
Morecambe, & The Midland Hotel, if I can swing itNot going to Butlins then.