ebikeerwidnes
Guru
- Location
- Z’ha’dum
I have bike insurance and my Home Insurance now covers the bike as well - I will be looking at it in detail before I need to renew
I have noticed that my bike insurance is the one that insists on the bikes being lock with a 'Sold Secure Gold' lock and, when at home, has to be in a locked shed and also the bike needs to be attached to a ground anchor. When left outside they also specify the same standard of lock and what it is secured to.
The Home Insurance simply says it has to be locked up - and at home in a locked shed/outbuilding - no specification of lock standard or ground anchors etc
On the subject of TSB not covering ebikes - Tesco used to be like this but have changed. I rang to check this was true and took the chance of checking that my bikes would be covered in my shed - I only got halfway through explaining how my bikes are locked up before the bloke on the other end laughed and said I was already WAY over the minimum security level they would require.
so - as always - you have to read the small print - and if in doubt ring them and check specifically. Remember they record the calls so they can use it in case you are 'bending the truth' - but it goes both ways and if they deny a claim after you have checked then you can ask for teh recording as evidence
I have noticed that my bike insurance is the one that insists on the bikes being lock with a 'Sold Secure Gold' lock and, when at home, has to be in a locked shed and also the bike needs to be attached to a ground anchor. When left outside they also specify the same standard of lock and what it is secured to.
The Home Insurance simply says it has to be locked up - and at home in a locked shed/outbuilding - no specification of lock standard or ground anchors etc
On the subject of TSB not covering ebikes - Tesco used to be like this but have changed. I rang to check this was true and took the chance of checking that my bikes would be covered in my shed - I only got halfway through explaining how my bikes are locked up before the bloke on the other end laughed and said I was already WAY over the minimum security level they would require.
so - as always - you have to read the small print - and if in doubt ring them and check specifically. Remember they record the calls so they can use it in case you are 'bending the truth' - but it goes both ways and if they deny a claim after you have checked then you can ask for teh recording as evidence