When I got back to the stand after shopping today, my bike was gone. I swore my head off and asked a couple of goths unlocking their mountain bikes if they'd seen anything. At first I think they thought I was accusing them, but they got sympathetic when I told them it cost hundreds. They pointed out CCTV and said I should go to the police and shopping centre people. However, while they were dolefully dishing out their dark sympathy, I noticed my bike at the next stand, and I was in fact at the wrong one. But they seemed to be enjoying talking to a normal, and to tell the truth I was quite enjoying the sympathy, so I just went along with it, and pretended to walk off in search of the police station. I in fact hid round the corner, waited for them to go, then got my bike. It got me thinking though, not just about the value of the bike, but the amount of time I spent getting it just right. What do people do about insurance, and what results have they had with claims?