Bike accident with car
- Thread starter SRanger
- Start date
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vickster
Legendary Member
Lots of photos and get insurance assessment from a couple of bike shops. then present bill to drivers insurance.
vickster
Legendary Member
You should get assessed by a doctor asap, you wont get anywhere without a medical assessment soon after the event
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vickster
Legendary Member
Indeed it is…
classic33
Leg End Member
What's stopping you taking pictures of the bike today?
Gillstay
Über Member
You do not need to do any of the tasks outlined in a rush, but do keep details. Such as any receipts for any costs, notes on how many days you ache etc. You could also just ask the lady if she wants to pay for it or go through her insurance, if she says insurance then find a solicitor who you trust or specialises in cycle accidents. Then you need to keep an eye on the solicitor as many take on a lot of cases and you can get forgotten. Good luck.
If there is no injury, then it's unlikely a solicitor will take on your claim. There's not enough money in it for them.
However, once you have a quote for the repairs to your bike you can simply call or write to the claims department of the lady's insurance company to put in a claim. The driver should have reported the incident anyway and you can quote the police incident number.
As well as the repairs to the bike, you can claim a sum for the hurt and distress that you suffered and any additional costs you have incurred for clothing, transport while your bike is out of action etc. As long as your costs are reasonable the insurance company is unlikely to dispute your claim, since it saves them lawyers fees and other costs.
However, once you have a quote for the repairs to your bike you can simply call or write to the claims department of the lady's insurance company to put in a claim. The driver should have reported the incident anyway and you can quote the police incident number.
As well as the repairs to the bike, you can claim a sum for the hurt and distress that you suffered and any additional costs you have incurred for clothing, transport while your bike is out of action etc. As long as your costs are reasonable the insurance company is unlikely to dispute your claim, since it saves them lawyers fees and other costs.
I think I'm starting to feel pain. I just realised a bleeding scar next to my elbow. What's worse is that I struggle to get up without experiencing abdomen pain. Both the muscles in my arms hurt and I have a lower back pain when leaning backwards.
Like I said, I'm going to the doctor tomorrow. If there is something wrong, is it too late to claim compensation? Regardless, this incident has caused me a massive distress.
Like I said, I'm going to the doctor tomorrow. If there is something wrong, is it too late to claim compensation? Regardless, this incident has caused me a massive distress.
vickster
Legendary Member
You have 3 years to claim for injury and 6 for damage to property so there’s no rush but do see a medical professional as soon as you can (you may need to go to A&E if the symptoms warrant, probably not for a small cut and muscle strain but get it documented).
A hot shower and some pain relief should help the aches and stiffness and time
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spen666
Legendary Member
You are right re lack of value to a claim means it is unlikely a solicitor will take it on. That is because its not worth getting a solicitor to bill you say £1000 to claim back £500.
You are responsible for your solicitor's fees. So its to protect you that a solicitor is likely to advise he will not take on a small claim.
If a claim is worth below a certain level, you will not be able to recover legal costs from the other party
T4tomo
Legendary Member
Indeed, but an individual party can still claim directly from the insurer of a motorist, if the motorist was at fault, but do need to be persistent to not be fobbed off. And its certainly helpful to their cause if the police take it further, which helps to prove the "at fault" bit
