smutchin
Cat 6 Racer
- Location
- The Red Enclave
In my world, all cash would be worthless. You’d be welcome to it.
Conactless credit cards....forward or backward step?
- Thread starter Dave7
- Start date
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In my world, all cash would be worthless. You’d be welcome to it.
Electric_Andy
Heavy Metal Fan
- Location
- Plymouth
My tesco CC is contactless, as is my debit card. I think they are great. Bizarrely it feels safer than cash because the company will hopefully cover loss, and one time they stopped my card because i spent a lot in an unknown town far away. I still don't trust myself with Android pay though. I've never lost my wallet but i did once leave my phone in a hire car.
kevin_cambs_uk
Guru
- Location
- Near Cambridge
I don't have a contactless debit card as my bank won't provide one unless I change to a 'premium' account. 'Premium' being the correct word as they'd want me to pay a premium every month for the privilege of them using my money while I'm not doing anything with it....
I do have contactless credit card though and it's handy when it works, although the failure rate appears to be about 1 in 3 attempts.
Don't worry - they already know all about your credit cards and much, much more...
Have you not got the 'spoons app? Order food (yeah, right...) and drinks direct to your table without ever having to fight through the scrum at the bar. If it wasn't for comfort breaks you wouldn't have to leave your seat all morning.
I have it but not tried it yet but they make it so easy to get drunk!
NorthernDave
Never used Über Member
- Location
- The real Northern Powerhouse
[QUOTE 5031171, member: 45"]I don't do their bacon rolls. To sweet and squashy. Greggs are much better.[/QUOTE]
You're quite right (and they're cheaper too), but sometimes you've got to take what you can get
And in a nod to all this modernity, I've got the Greggs app on my phone for exactly this type of purchase
You're quite right (and they're cheaper too), but sometimes you've got to take what you can get
And in a nod to all this modernity, I've got the Greggs app on my phone for exactly this type of purchase
mjr
Comfy armchair to one person & a plank to the next
- Location
- mostly Norfolk, sometimes Somerset
When you want to use it, put it in your glove and then it's really a pay wave (Visa's initial branding for contactless IIRC).
When you don't want to use it, shove it in a foil-lined wallet.
When you don't want to use it, shove it in a foil-lined wallet.
mjr
Comfy armchair to one person & a plank to the next
- Location
- mostly Norfolk, sometimes Somerset
That's freaking hilarious. Even Tesco's loyalty card is contactless now.
400bhp
Guru
And she got her £300 refunded, correct?
Pale Rider
Legendary Member
There is if you ride a bicycle - and want to stop for food - in County Durham and Northumberland.
Several of the places my Sunday morning group stops at regularly are cash only.
Some of the smaller corner shops still make a surcharge for card payment on smaller bills.
Sure, that's probably against some regulation or other.
But shopkeepers in former pit villages don't worry about that - what they say, goes.
classic33
Leg End Member
It is, but with Visa and MasterCard looking to reintroduce the charge for payment by card, to the cardholder, how long will they stay at their current usage?
Pale Rider
Legendary Member
Some talk of Link 'rationalising' their free network of cash machines.
Could be a double whammy for those in remote areas, no easy access to a free cash machine and more retailers charging to use cards.
classic33
Leg End Member
Down to the card issuers, even using your own bank will mean being charges.
lazybloke
Ginger biscuits and cheddar
- Location
- Leafy Surrey
I don't feel threatened by contactless payments because pinless payments have been possible for at least the last decade. have got used to it.
eg car parking payment at Olympia circa 2005
Edit for clarity
t was swipe to pay. no need for pin. The machines didn't even have pin pads
eg car parking payment at Olympia circa 2005
Edit for clarity
t was swipe to pay. no need for pin. The machines didn't even have pin pads
Last edited:
Tin Pot
Guru
Cardholder payment networks are going the way of the cheque - visa and MasterCard are farked, but it'll take fifty years for them to finish dying.
You can avoid transaction fees through faster payments based systems, or possibly even Applepay. Apple batch up all transactions at the end of the day so they only pay for one transaction fee.
