I swore i'd never wear lycra, Never.
Then I bought a pair of shorts but always hid them under baggies for years, then one day was rushing round running late, got as far as the garage & putting the bike on the rack before realised I hadn't put my baggies on, I decided I couldn't add another 10 minutes to my lateness I had friends waiting to be picked up.
I was incredibly concious all the way round the route of my bare lycraness, but everyone else was waering them & no-one shouted "Oi Wide Load" at me so I couldn't have looked that bad.
After that I started wearing the shorts on their own - But only if I was cycling in a group, never on my own.
Last winter I bought a pair of long tights to wear over my shorts on cold days, I moaned to a friedn that I felt all uncomforatable round my middle, the shorts sat about 1/2" below the waistband to the longs and after a 40 mile ride, I had two big red marks where they'd pinched & rubbed.
He told me I should get some bibs, "No Way" was my repsonse.
After much hassle getting decent fitting shorts ( I'm very tall for a woman & have to buy mens cycling kit) I decided to bite the bullet & i'd try a pair...
Blimey! I love them, first time in years I can actualy say i'm really comfortable, No more bunching up round my waist, no more red marks on my belly...and TBH they are far more figure flattering then normal shorts, several of my friends have commnetated I look so much slimmer in them & asked if i've lost weight - I havn't.
The only downside I have found so far, is the 'complete' strip off behind a hedge if you need to go pee!