We collect money for charities because we are driven by altruistic feelings towards unfortunate people in countries where it is viewed as the right of the "big man" to loot the country, in fact the "big man" isn't even respected unless he is big, fat, surrounded by ostentatious stuff like big cars, vulgar houses, many cellphones and several mistresses. This means the little money that's earmarked for healthcare and development just disappears. A second problem is religious fatalism whereby if people fall on hard times or get sick they simply shrug and say: "What can I do? It's God's will."