Insurance companies for a bike that's not mine

[steven1988]

Thanks again I'll ring about tomorrow and hopefully get it sorted. I wouldn' be that bothered if it was a throw away bike it' not something I can afford to pay out for again if i had too.

 

[Will Leedham]

Hi Steven, I work for Yellow Jersey Cycle Insurance (so obvious bias) but our bicycle policy is set up for this. You can insure the bike under your name, and as your son is a member of your family, it is covered while he is riding/racing it. I won't paste a link but if you Google Yellow Jersey you'll find us . Will

 

[Ajax Bay]

It is an expensive bike,£1250 new, . . .I'd like to get away from home cover just incase

Off topic - I shudder to think how expensive his next bike might be next year, when he's grown? You are setting paternal support standards high, early.

It's more likely that the insurance firms don't want to insure it.

This.

If you need insurance, the best way is probably to change your household insurance to a better firm.

This. But Will (above) has offered an alternative. Another alternative, if you can afford a £1250 bike for a 9 year old, is to 'self-insure'.

 

[steven1988]

Off topic - I shudder to think how expensive his next bike might be next year, when he's grown? You are setting paternal support standards high, early.

This.

This. But Will (above) has offered an alternative. Another alternative, if you can afford a £1250 bike for a 9 year old, is to 'self-insure'.

Just to put it into context it' nott something I can easily afford, it was bought out of my redundancy payment on leaving my last job.

 

[steven1988]

Islabike?

Here' the offending article. It's a custom built Scatto Jcross 26. Aluminium frameset with Carbon steerer handlebars seatpost and saddle. Box one groupset with an 11-46t cassette twinned with super short 135mm Cranks and a Mavic wheel set

 

[steven1988]

A lovely bit of kit!

Only wish mine was as good.

 

[alecstilleyedye]

http://ask.co-opinsurance.co.uk/help/home_insurance/bicycle

i work for co-op so declaring an interest, but our approach is probably typical of many. the op’s son’s bike would be insurable under a contents insurance policy...