This will only be of interest to you if you have a Nationwide FlexPlus account and you don’t want to be compelled to wear a cycle helmet when on holiday (in the UK or elsewhere, unless local laws dictate otherwise). The policy wording for the travel insurance is changing; I received mine in the post last week. You will now be required to wear a helmet when cycling; otherwise you will not be covered. See the section on “Included Activities and Hazardous Activities – Page 10”. If you disagree with this change then :- Call Nationwide on 0800 11 88 55. Make the complaint and insist they record it on their “Brilliant Basics” system. Complaints on this system get reviewed. Also let them know that competitor current account products from NatWest, Lloyds and TSB do not have the same condition in their travel insurance. And let them know that the NatWest policy is underwritten by the same insurance company as the Nationwide policy, namely UK Insurance so why is there a difference in wording If you are a member write to CyclingUK (firstname.lastname@example.org) and ask for some support from them in getting Nationwide to change their mind. Remember that the policy of CyclingUK is pro-choice when it comes to helmets. Let's not make this thread a for/against helmets thread though please. I just want to support pro-choice rather than compunction.