Ming the Merciless
There is no mercy
- Location
- Inside my skull
What?
Online banking question
- Thread starter Accy cyclist
- Start date
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What?
ebikeerwidnes
Guru
- Location
- Z’ha’dum
Yes
I used to work with a very clever bloke who had several cards all maxed out
him and his wife realised that they were being stupid
About then someone tried to persuade him to take out an interest free loan to pay off all his debts
he went through it with his wife
then brought it into work and we looked at it all (it must have been a quiet time !)
basically, he couldn't see why they were offering it to him
it seemed like too good a deal
until we thought about "people"
and realised that it was alls et up for the debtor to miss the critical deadlines along the route
a certain percentage HAD to be paid off after 6 months and then every year there was a percentage
and teh percentage numbers were no simple numbers - things like 34% rather than 1/3
it was a great deal - but designed to make "the normal man in the street" get confused
he went home and signed up
but set specific and detailed target on his computer at home and in a prominent place in hs kitchen
and paid it all of when needed
after 3 years it was all sorted
when he told us we asked about reminders and all that - he had not received a detailed reminder in the whole 3 years
just woolly things about remembering to meet deadlines
it saved him a fortune - because he went through the T&C and stuck to them
Fastpedaller
Über Member
- Location
- Norfolk
My Daughter is very money savvy (compared to most people, and certainly most of her age), and having bought her first house a couple of years ago (aged 25) she has furnished it using zero % credit cards whilst earning interest with her funds in an interest-bearing account. She uses her 'phone to give repeated reminders around the date the zero-interest deals need paying off. All well and good. The 'phone is the 'Achilles heel' though............ No! it hasn't ever forgotten to remind her (I'm sure that's what you expected), but one day she logged into one of the accounts to check the available credit. Immediately, there was a message on the screen asking 'do you want to pay off the balance?' with the default 'yes' and the face recognition feature of the phone activated 
. Despite the look of horror on her face (just like the emoji) it 'paid off' the balance.
Fortunately, there wasn't enough in her current account to pay it, and when she telephoned the credit card provider, they said, "Oh, don't worry, we get regular iphone automatic payment attempts due to facial recognition - we'll reverse it"
. Despite the look of horror on her face (just like the emoji) it 'paid off' the balance.Fortunately, there wasn't enough in her current account to pay it, and when she telephoned the credit card provider, they said, "Oh, don't worry, we get regular iphone automatic payment attempts due to facial recognition - we'll reverse it"
Fastpedaller
Über Member
- Location
- Norfolk
Accy - Did you buy the car???
PaulSB
Squire
- Location
- Chorley, Lancashire
I had never heard of the car until this thread appeared. Very weirdly I saw a Fiat 500 Abarth in Clitheroe yesterday. It was bright yellow and had ABARTH in upper case on a plate below the registration plate. That struck me as a bit odd.
DRM
Guru
- Location
- West Yorks
I believe he sent the rogue away with a flea in his ear as this particular motor car wasn't up to muster!
