Why is it when buying products online most retailers expect me to set up what they call an "account". All they need is what I want, where to send it and my payment details. That's it, end of story. I don't want to waste time filling out long forms, thinking up (and having to remember) usernames and passwords. I have been specifically looking at clip on mudguards tonight and four traders have missed out on my custom because of this silly "account" obsession. I pay by PayPal so no more information is required by the retailers.