On another (non-cycling) forum that I am a regular member of, there has been a comment about what happens if cyclists hit drivers and cause damage while cycling. What recourse do drivers (or I guess any other road users and pedestrians) have against cyclists?
Stemming from this, a new thread has been started asking whether cyclists should (like car users) be
required to hold insurance in order to use their bikes? What about some sort of road-worthiness test, like an MOT? Are there people out there riding old rust-buckets and are a liability and about to fall apart on the road? I can't work out how I feel about this because I don't know the pros and cons. What do you all think?
So two-part then... should cyclists have to have insurance? Should cyclists have to obtain some sort of pass in a road worthiness test?
My own instinctive thoughts are that cyclists have more need to be afraid of cars than vice versa, but I know that's not an answer. Perhaps house insurance with a third part liability cover would be sufficient? I'd love to hear some experiences and opinions