D
Deleted member 1258
Guest
Yoga done, sausages in oven for lunch, housework this afternoon.
The Retirement Thread
- Thread starter Dirk
- Start date
Page may contain affiliate links. Please see terms for details.
Homemade carrot, onion, garlic & turmeric soup for lunch today*. 
*And no, @classic33 - they weren't homemade carrots.
*And no, @classic33 - they weren't homemade carrots.
Can I give that 2 likes ?Homemade carrot, onion, garlic & turmeric soup for lunch today*.
*And no, @classic33 - they weren't homemade carrots.
welsh dragon
Thanks but no thanks. I think I'll pass.
I had a donut. I'm not very hungry.
Well that will help your figure
PaulSB
Legendary Member
- Location
- Chorley, Lancashire
PaulSB
Legendary Member
- Location
- Chorley, Lancashire
BiblicalWe are drinking tea and watching "Wolverine." Personally I'd go for something a little more highbrow - like Midsomer Murders.
welsh dragon
Thanks but no thanks. I think I'll pass.
Drago
Legendary Member
- Location
- Suburban Poshshire
Watching Pappilon, the 2017 remake and drinking home brew. The film is actually very good. and I'm quite pished.
PaulSB
Legendary Member
- Location
- Chorley, Lancashire
We talked about passing on hints and tips a few days ago. I had my annual meeting with my financial adviser today. I learned two things today. First it is a very simple and low cost thing to create a Lasting Power of Attorney. Use the link below if you haven't done this already:
https://www.lastingpowerofattorney.service.gov.uk/
There are two types - Property and Financial Affairs and Health and Welfare. The cost of each LPA is £82 but this reduces to £41 for those with an income below, before tax, £12,000pa.
The second involves potential care home costs and ownership of one's house. If a couple are "Tenants in Common" they are legally deemed to own 50% each of their house. The shares can be unequal but usually in the case of husband and wife are 50/50. "Joint Tenants" are deemed to own 100% each of a property.
As a Tenant in Common the individual can chose to leave his/her % of the house to whom he wishes. The benefit is this. Mrs P is in a care home and Mr P has named others, children for example, as beneficiaries of his estate - his share of the house. Mr P dies and leaves his 50% of the house to his sons. In this situation the local authority cannot force the sale of the house to fund Mrs P's care home costs - it's not possible to sell half a house! It is still possible to make a charge over Mrs P's assets, 50% of the house, when this is realisable - when Mrs P dies. Speak to a solicitor or financial adviser as I may not have got this 100% correct.
https://www.lastingpowerofattorney.service.gov.uk/
There are two types - Property and Financial Affairs and Health and Welfare. The cost of each LPA is £82 but this reduces to £41 for those with an income below, before tax, £12,000pa.
The second involves potential care home costs and ownership of one's house. If a couple are "Tenants in Common" they are legally deemed to own 50% each of their house. The shares can be unequal but usually in the case of husband and wife are 50/50. "Joint Tenants" are deemed to own 100% each of a property.
As a Tenant in Common the individual can chose to leave his/her % of the house to whom he wishes. The benefit is this. Mrs P is in a care home and Mr P has named others, children for example, as beneficiaries of his estate - his share of the house. Mr P dies and leaves his 50% of the house to his sons. In this situation the local authority cannot force the sale of the house to fund Mrs P's care home costs - it's not possible to sell half a house! It is still possible to make a charge over Mrs P's assets, 50% of the house, when this is realisable - when Mrs P dies. Speak to a solicitor or financial adviser as I may not have got this 100% correct.
Last edited:
PaulSB
Legendary Member
- Location
- Chorley, Lancashire
classic33
Leg End Member
What sort of fish?MR WD is cooking me fish and chips
Is is battered?
How will he cook it?
classic33
Leg End Member
What about the onions then?Homemade carrot, onion, garlic & turmeric soup for lunch today*.
*And no, @classic33 - they weren't homemade carrots.
