The Retirement Thread

[PaulSB]

Is retirement what you all planned? I am saving for a narrow boat in three years and plan to live aboard, be self sufficient and trundle around the waterways of UK and have cycling adventures where I end up.

Yes. I planned for 60. The financial crash of 2008 wiped out that plan. The recovery improved things and then my wife was offered redundancy and one year tax free salary. That just tipped the balance to being able to afford a cautious retirement at 62 while we waited for my State Pension to kick in at 66.

Your plans sound very exciting.

 

[welsh dragon]

Is retirement what you all planned? I am saving for a narrow boat in three years and plan to live aboard, be self sufficient and trundle around the waterways of UK and have cycling adventures where I end up.

With this lot, managing to get out of bed and finding there are no new aches and pains is a win win situation and it will be a good day. We don't want none of this exertion malarkey you speak of.

 

[Mo1959]

I am a lazy person by nature so just stopping work was all I wanted. As happy slobbing around doing nothing as I am out walking/jogging/cycling. Housework and other domestic stuff, not so much!

I have had a 33 mile bimble this morning. It's a bit overcast but it stayed dry and no wind so quite pleasant.

 

[Flick of the Elbow]

Good morning all, cloudy but dry here. A loop into some of the Bathgate Alps with Mrs F today.

 

[Flick of the Elbow]

Is retirement what you all planned?

First and foremost I was, and remain, just so relieved that I no longer had to go into work ever again. Having said that, what tentative plans I had for retirement have been so badly impacted by the epidemic that I don’t feel that I’ve yet started my retirement. I won’t be able to start it until the epidemic goes away.

 

[carpiste]

Is retirement what you all planned? I am saving for a narrow boat in three years and plan to live aboard, be self sufficient and trundle around the waterways of UK and have cycling adventures where I end up.

Apart from a few health knock backs I love being retired! I finished 6 years ago now, aged 55. I usually (not this year) live half the year in the UK half in France. I go cycling, gigs, footy, fishing whenever I get the urge. I don`t have to really plan as such
Financially I`m ok, though far from well off. I don`t spend a fortune on diesel to get me to work anymore, no more expensive lunches when I can make my own for pennies. The best thing is I only have to answer to Mrs C now and not her and supervisors!
Life is good, in fact it`s never been better

 

[Mo1959]

I know I am a soppy git where animals are concerned but I felt sorry for a little herd of cows this morning on my ride. A farmer and his sidekick were trying to herd them towards a trailer. Sidekick seemed to be standing doing nothing near the gate, while irate farmer zoomed around on his quad bike cursing and swearing so loudly I could hear him from a quarter of a mile away and sounded like he was close to giving himself a coronary. All he was doing was stressing the poor animals. If he had got his lazy arse off the quad bike and the pair of them had walked up quietly behind the cattle I'm sure they would have had more success.

 

[mikeIow]

Is retirement what you all planned? I am saving for a narrow boat in three years and plan to live aboard, be self sufficient and trundle around the waterways of UK and have cycling adventures where I end up.

Yup….too many funerals attended about 3 years ago: rather focussed the mind. Always be faintly planning for it (taking an interest in pension plans and managing the funds from almost 20 years ago).

Stepped away at the end of April aged 56: a cheeky LEJoG to kick start the health drive with an adventure, couple of festivals done, easing into it nicely 🤪
As a couple of retired pals said….how on earth did I find time to work? 🤣

 

[BoldonLad]

Is retirement what you all planned? I am saving for a narrow boat in three years and plan to live aboard, be self sufficient and trundle around the waterways of UK and have cycling adventures where I end up.

Yes!, so far (ie 14 years into it).

The biggest surprise to me was, that despite a substantial fall in income (ie Pension income is about 1/3 or what I was earning), we get by perfectly well. I never realised that going to work was so expensive!

We retired at 60 (which at that time was state pension age for my wife).

We bought a Motorhome, and, spent 5-6 months of every year wandering around mainland Europe, taking our bicycles with us, of course.

Covid has put a stop to our wider wanderings, although, we have managed to wander a little, in the UK. Once Covid restrictions end, we intend to resume our European wanderings, but, thanks to Brexit, they will be curtailed, I suspect, to 90days in any 12 month period.

 

[pawl]

It’s raining raining in my heart Also outside

 

[Deleted member 1258]

From my Facebook page this morning.

 

[GM]

Morning all...Looks like we're in for a wet day, so got out early before breakfast with Alan 🐶, still getting over the shock to the system!

Is retirement what you all planned? I am saving for a narrow boat in three years and plan to live aboard, be self sufficient and trundle around the waterways of UK and have cycling adventures where I end up.

I'm a bit of a late comer to this retire lark. I have always been a workaholic but when I reached 68 I thought when I don't enjoy it anymore I'll stop, a couple of dodgy jobs and getting knocked for 8 grand tipped the balance
Your plans sound exciting!

Have a good day folks!

 

[welsh dragon]

Afternoon. I am back from an 85 mile drive to take grandson for his jab.

Spits and spots here and there. The sky has gone a rather dark yucky colour and it looks like its going to hiss down with rain in the very near future

 

[Dirk]

The Eagle has landed again!

Back in North Devon near the Old Smithy Inn, Welcombe.

 

[Dirk]

Dottie the Dog relaxing in the Old Smithy Inn.