The Retirement Thread

[Dave7]

As long as the dish is not physically too hot the yoghurt won't curdle. Perhaps put a pot of yoghurt on the table so people can tone things down to taste.

Yes......feel happier doing that.
I will have nip to the Spar as I don't have any in.

 

[Deleted member 1258]

Good morning people, my Good Lady called for the commode at quarter past five this morning, I've been awake since.

 

[Deleted member 1258]

Not sure of your detail - if they have literally made up 💩, hopefully you will win…
….. but something I learned with Octopus some time ago was to NOT build up excessive credit with energy companies.

Their regulator will only allow them to ‘back bill’ up to 12 months…..BUT if you have credit in the account, they can take older usage (that they might have failed to bill due to their systems) from that credit 😳

We had several months spanning a period just over 12 months old that they had buggered up their readings for, and because we had some credit in the account, they are allowed to take for it.

Some folk will (rightly!) say “well, you used it, you should pay for it”….but the reality is that their systems are sometimes built on quicksand. If you do not leave (much) credit in the account, they cannot bill for energy used more than 12 months ago.

Energy companies are not banks 👀
Good luck!

I always let the energy account build up in the summer, it means I can afford the winter bills.

 

[Paulus]

Good morning all.
It's a bright start to the day here, but it's not going to last long. More heavy rain is forecast for later on.
MrsP is going out to lunch with some friends, they are meeting up in Hitchin, which about halfway between them all.
I will probably get out on the bike for a while, and then stop at the Mitre for a pint or two on the way home.

 

[Dirk]

Morning all

Last day of the season for scheduled trains today on the West Somerset Railway. We are hopping onto the 11.00 from Watchet, getting off just up the line at Washford and then walking back to Watchet on the old Mineral Line. Having Sunday lunch at the Star Inn.
It will seem a bit odd not having several steam trains a day passing our front window for the next 4 months.

 

[welsh dragon]

Cooooeeee. 9 deg and a lot lighter here.

I will probably slob today and may do odds and sods in my workroom.

Stay safe peeps

 

[Dave7]

Morning all

Last day of the season for scheduled trains today on the West Somerset Railway. We are hopping onto the 11.00 from Watchet, getting off just up the line at Washford and then walking back to Watchet on the old Mineral Line. Having Sunday lunch at the Star Inn.
It will seem a bit odd not having several steam trains a day passing our front window for the next 4 months.

May have said before but as a young lad our house backed directly onto the railway (steam trains).
It never bothered me until the day Mr Beeching closed the line and it went quiet. I struggled to sleep for a good while after that.

 

[mikeIow]

I always let the energy account build up in the summer, it means I can afford the winter bills.

I understand the logic of that, but IMHO, you’re much better off storing that money in a bank.
Chase is an easy one to open online - get over 4% on their linked savings account. My experience told me it was better to do that than let an energy company have access to it 🤷‍♂️

 

[Mo1959]

I understand the logic of that, but IMHO, you’re much better off storing that money in a bank.
Chase is an easy one to open online - get over 4% on their linked savings account. My experience told me it was better to do that than let an energy company have access to it 🤷‍♂️

I just went on to Ovo’s site just now to reduce my direct debit a bit to get rid of some of the credit and it won’t let me, although it will let me make it even higher! 😡

 

[Deleted member 1258]

I understand the logic of that, but IMHO, you’re much better off storing that money in a bank.
Chase is an easy one to open online - get over 4% on their linked savings account. My experience told me it was better to do that than let an energy company have access to it 🤷‍♂️

Its too easily accessible in a bank account, especially when money's tight, too easy to rob peter to pay paul.

 

[Deleted member 1258]

I just went on to Ovo’s site just now to reduce my direct debit a bit to get rid of some of the credit and it won’t let me, although it will let me make it even higher! 😡

They've changed that then, you used to be able to reduce it as well, I've done that before.

 

[Mo1959]

They've changed that then, you used to be able to reduce it as well, I've done that before.

Maybe the fact I’ve not long been migrated over from SSE. They maybe want to see how my energy consumption is for a period first? Oh well, at least I can stick the heating up without worrying if we get a cold spell.

 

[Drago]

I have risen.

Will be about little today, and probably not at all over the next few days.

 

[welsh dragon]

I just went on to Ovo’s site just now to reduce my direct debit a bit to get rid of some of the credit and it won’t let me, although it will let me make it even higher! 😡

That's terrible

 

[Dave7]

Been to the Spar. Got Nan bread and natural yoghurt for the Chilli.