You go this year or you are not getting the panniers.
Please don't backtrack, no really bad things will happen, your legs won't fall off or anything and you don't need a "good" bike to plod on. As I mentioned previously, I went to Spain because at the time there was nothing in the UK for me, an under qualified, provincial, comprehensive educated oik. I'd have had a much worse life if I hadn't "broken out", I am sure of that.
Can't remember the company......but in June, near Madrid I saw many ad's for native English speakers, no cash but 2 weeks food and board with Spanish families with teenage children wanting to learn English, if I was your age and in your position I'd do that as long for as I could. 6 months and you would be 100% bi-lingual, that would be useful and raise your self esteem and employment prospects no end.