Travel Insurance pre existing conditions

[addictfreak]

I'm trying to source some travel insurance that will cover a pre existing medical condition, namely:

Sub arachnoid haemorrhage (treated)
Cerebral Aneurysm (awaiting treatment)

My existing insurer has declined cover, and so far an Internet hunt has resulted in zero acceptance.

Just a long shot but was hoping someone out there may have experience of similar condition. I'm planning on main land Europe basic holiday only, no cycling etc.

 

[ASC1951]

I'm trying to source some travel insurance that will cover a pre existing medical condition...

Try this outfit - http://www.staysure.co.uk/travel-insurance/health I see that they claim to cover some existing conditions.
All I know about them is that they were one of two insurers recommended by Andalusian Cycling Experience a couple of years ago. I actually went with the other one, for no particular reason.

 

[SatNavSaysStraightOn]

The immediate 'thing' that sprang to my mind (please excuse the pun, it is not intended) is to talk with the secretary of your consultant/registrar. They should have some idea on the problems facing patients such as yourself and may be able to guide you in the right direction.

 

[slowmotion]

Try these people. I got a year's worldwide policy including the US and three weeks winter sports for about £250. It sounds a lot of money but quite a few insurers refused me any cover at all.
http://www.travelinsurancemedical.c...ium=PPC&utm_campaign=Travel+Medical+Insurance

 

[addictfreak]

The immediate 'thing' that sprang to my mind (please excuse the pun, it is not intended) is to talk with the secretary of your consultant/registrar. They should have some idea on the problems facing patients such as yourself and may be able to guide you in the right direction.

I will be seeing them in the next couple of weeks. The last time I spoke to them, they were very relaxed about holidays etc.

 

[SatNavSaysStraightOn]

I will be seeing them in the next couple of weeks. The last time I spoke to them, they were very relaxed about holidays etc.

I was thinking they may know which insurance companies can help you/provide cover.
tis something I will probably end up having to deal with quite soon as well, given my growing list of medical conditions is soon to include brain surgery as well.

 

[addictfreak]

I was thinking they may know which insurance companies can help you/provide cover.
tis something I will probably end up having to deal with quite soon as well, given my growing list of medical conditions is soon to include brain surgery as well.

Yes that could be an option, the problem I'm having is not with treatment I had for the haemorrhage but with the aneurysm that is awaiting treatment later this year. The insurers don't seem to keen to take the risk!
You have my sympathy on the surgery front, that's what I have to 'look forward' to. A good holiday would be a welcome distraction.

 

[addictfreak]

Try this outfit - http://www.staysure.co.uk/travel-insurance/health I see that they claim to cover some existing conditions.
All I know about them is that they were one of two insurers recommended by Andalusian Cycling Experience a couple of years ago. I actually went with the other one, for no particular reason.

Try these people. I got a year's worldwide policy including the US and three weeks winter sports for about £250. It sounds a lot of money but quite a few insurers refused me any cover at all.
http://www.travelinsurancemedical.c...ium=PPC&utm_campaign=Travel+Medical+Insurance

Thanks for those links they both end up at the same company. Could be looking promising so far.

 

[Schmilliemoo]

Hiya you could try the AA )
(I work for them) as they will screen and quote you for pre existing conditions.

 

[Schmilliemoo]

They will also not be too keen on the condition awaiting treatment (I don't think) but they have a sister brand called go travel who will not cover pre existing conditions but will cover you for some travel insurance. While the condition is an unknown quantity, underwriters will refuse the cover. Hope this helps

 

[ASC1951]

I'm trying to source some travel insurance that will cover a pre existing medical condition, namely:
... I'm planning on main land Europe basic holiday only, no cycling etc.

And last but not least, don't forget that your EHIC entitles you to free treatment in any EU public hospital - including for existing conditions.

In fact I never bother with holiday insurance. That may not suit everyone, of course.

 

[bof]

And last but not least, don't forget that your EHIC entitles you to free treatment in any EU public hospital - including for existing conditions.

In fact I never bother with holiday insurance. That may not suit everyone, of course.

Not quite true - it covers the part that is free for locals as part of their health cover, and does not cover the incidentals like ambulances if they are charged for and repatriation. I had to pay a part of the hospital cost in France when my son broke his femur - which the insurance refunded. Spotted the Irish EHIC site gives details of what you get free/need to pay for.

Bear in mind it can be very expensive, while on our skiing holiday in Austria this year we chatted in the bar to a woman who'd had her cruciate ligament operated on at the resort - it was £8000+.

 

[Globalti]

Whatever insurance you choose, be sure to find out where is their call centre; avoid any that are in India or anywhere else with a different time zone and people who don't speak the languages of the countries you're visiting. This may sound silly but it will matter when you're stuck in a hospital bed in Europe somewhere, trying to get home.

 

[addictfreak]

And last but not least, don't forget that your EHIC entitles you to free treatment in any EU public hospital - including for existing conditions.

In fact I never bother with holiday insurance. That may not suit everyone, of course.

Already got our EHIC, and always had travel insurance as part of my life cover ( good deal through work). Although they won't cover this condition. Given that I'm going to Italy I would expect fairly good care, I'm more concerned about being repatriated in the event of an emergency.

 

[addictfreak]

Thanks for all the replies, looks like I have found what I'm after at a cost of £29 so I'm well pleased with that.