Having spent about a year saying "I'll cycle to work tomorrow" then looking outside in the morning and convincing myself it might rain a bit, and I don't have the kit to cope with it so I'll drive instead... I got caught in a shower last week, got drenched cycling home... Loved it! There was actual steam coming off my legs when I got in. I thought I needed to spend a fortune on waterproofing every bit of my body, but why bother? The only thing I didn't like so much was the soggy feet, other than that it was kinda fun.
Not sure I'll enjoy snow & hail so much though!