I actually ended up with more money than I'm accustomed to after the sale of my mum's house last year- though not enough to buy while I'm tied to London and, as I'm a council tenant, I can stick with social housing anyway. I've become a shareholder in a couple of newish and expanding breweries and I just bought a titanium audax bike from Spa. Next, there's a vaguely formed plan to ride it up the Rhein to Switzerland where I have family. If that works ok, I'll cycle back, possibly through France.