Young People and Cars

Page may contain affiliate links. Please see terms for details.

vickster

Squire
[QUOTE 4506913, member: 45"]Sheesh that's a lot of money.[/QUOTE]
Surely depends on your incomings and outgoings

£50 a month for insurance isn't too bad
 

dim

Guest
Location
Cambridge UK
[QUOTE 4506913, member: 45"]Sheesh that's a lot of money.[/QUOTE]

she's a hairdresser and in demand .... on a very good salary.
 
Just bear in mind that in my friend's case, he is not accumulating no claims discount, so after 2 or 3 years (whenever the contract is up) he will have 0 no claims, but at least he will have been driving for 2 years which might bring the cost down.
Insurers may well take it into account. We had one car for several years in which my wifes NCD lapsed. When we went back to a car each the insurer gave her a discount equivalent to a full NCD.
 

swee'pea99

Squire
an update on my daughter's visit to Marshall's in Cambridge today:

she ended up buying a brand new Ford Fiesta 1.25 .... monthly installments are £282.99 per month plus insurance of £50 per month

she is happy as it's the same car that she done her driving lessons with. She collects it on Friday
Gordon Bennet! Four grand a year for a little Ford. Well, I hope she enjoys it.
 

screenman

Squire
she ended up buying a brand new Ford Fiesta 1.25 .... monthly installments are £282.99 per month plus insurance of £50 per month

she is happy as it's the same car that she done her driving lessons with. She collects it on Friday[/QUOTE]

Thinking about it that sounds quite a high payment, was it a no deposit deal?
 

biggs682

Itching to get back on my bike's
Location
Northamptonshire
We bought our son a 1981 VW Polo 1.0 covered just under 100k miles , i could run faster but 4 years later he is still using it and he loves it .

1st insurance cost more than the car even with a tracker

Running costs yearly mot and basic service so on average £250
 

dim

Guest
Location
Cambridge UK
she ended up buying a brand new Ford Fiesta 1.25 .... monthly installments are £282.99 per month plus insurance of £50 per month

she is happy as it's the same car that she done her driving lessons with. She collects it on Friday

Thinking about it that sounds quite a high payment, was it a no deposit deal?[/QUOTE]

£300 deposit and lease is over 3 years. Price of the car is £13 000 (it has all the bells and whistles), and after the 3 years she has to take another loan of £3000 to keep it

expensive, but she has a mind of her own (I've never ever owned a new car and have always bought 2nd bargains)
 

screenman

Squire
Thinking about it that sounds quite a high payment, was it a no deposit deal?

£300 deposit and lease is over 3 years. Price of the car is £13 000 (it has all the bells and whistles), and after the 3 years she has to take another loan of £3000 to keep it

expensive, but she has a mind of her own (I've never ever owned a new car and have always bought 2nd bargains)[/QUOTE]

I do not like these low deposit deals, they often seem to belong to the sort of people who a year down the road are trying to get out of the deal, which ends up costing them big time.

I do like the idea of kids making up their own mind, but debt on something that is dropping in value so quickly just goes against my grain, I suppose being in the garages a lot I see the misery side too often.
 

DaveReading

Don't suffer fools gladly (must try harder!)
Location
Reading, obvs
[QUOTE 4507470, member: 45"]I know I did a lot of learning after I'd passed. One aspect was spacial awareness, learnt when I drove a rear door of my dad's Montego into a gate post.[/QUOTE]

No argument there. But my point was that it's not actually inevitable that you'll have an accident in the couple of years after passing your test.

I did something similar to you, but that was while I still had my L-plates, :rolleyes:
 

tyred

Squire
Location
Ireland
We bought our son a 1981 VW Polo 1.0 covered just under 100k miles , i could run faster but 4 years later he is still using it and he loves it .

1st insurance cost more than the car even with a tracker

Running costs yearly mot and basic service so on average £250
Take care of that. It's an appreciating classic from the days when Volkswagen's reputation for quality and reliability was genuinely true.
 

Brandane

Legendary Member
Take care of that. It's an appreciating classic from the days when Volkswagen's reputation for quality and reliability was genuinely true.
Yep; I still regret selling my 1991 Golf GTi 8 valve when it had 150k miles on it, sold in 1999. I reckon that car could still have been on the road if I had kept it. Checking the MOT history site it appears to have died in 2006 with 196k miles on it :sad:; subsequent owners probably didn't give it the necessary TLC.. It was minted when I sold it.
 

Drago

Legendary Member
My 11 year old Sportage is refusing to break, rust, rattle, or show it's age in any way. It's crammed full of toys, and every single one works perfectly. The heated leather in particular is soothing on the Nurembergs. The downside is that it is very thirsty, but I don't do 3000 miles a year and I don't have any HP repayments to make, so overall its very cheap. The Missus was so impressed she's now got a 66 plate Sportage for herself. I promised myself a new car when I retired, but now I'm there I really can't be bothered. I don't care what the neighbours think, have no automotive ego to feed and parade about the place, so i'll stick with it until it dies...which may be a decade or two yet.
 

screenman

Squire
Automotive ego, I love that one. Certainly not something I have nowadays and they cost a fortune to maintain. It often amazes me the amount of people who I hear in showrooms who cannot get a deposit together but somehow are convinced they will be able to meet the £500 a month repayments.
 

swee'pea99

Squire
Take care of that. It's an appreciating classic from the days when Volkswagen's reputation for quality and reliability was genuinely true.
'96 Golf Estate. TBH it's had a costly year this year, with new exhaust, two new tyres and a problem due to gear linkage wear that took a while to sort out, but even so I doubt it's come to more than about £500. In the average year it costs £78.40 to get it through its MOT, and it's still as solid as a rock - not a creak or a buzz anywhere. Couple of years ago my missus had to call up the retrieval people after getting a flat in Sainsbury's car park. Took awhile for them to find her, because, they said when they did, 'I was looking for an old car'...
 
Top Bottom