I'm a bit confused withthis..
Order a bike online and pay in full.
Order in store and pay a deposit.
That's how I've always done it unless you can pay a 10% deposit at the online checkout.
I've bought cars and vans like this from Motorpoint then pay in full after seeing the goods.
Locally deposit.
Bikes and any large ticket item.
Cant see why a bike is any different, it may have a ding or scratch, bent derailleur at point of collection?
Always pay deposit via credit card.
As
@Smokin Joe has said if the company goes pop its a bloody nightmare if you didn't use a CC