I once dropped a chain mid group, of course instant speed decline, rider behind hit my bike and came off, damaged hanger and rear mech, only a young lad, I offered to meet some of the cost, he declined. Also when a rider in front of me got out of the saddle and his bike went backwards I bent a spoke as the bikes overlapped and the spike hit his rear skewer, no one came off, but I had to wait forever for a new spoke from italy, I was disappointed if wanted made of the space age material the cost of it implied. I didn't ask for any money.
Things happen on group rides, if we all claimed when they do, there would be no group rides.