Banking money question

[jefmcg]

I'm sure either Halifax or your current bank (if that's not Halifax) will open or reopen an account for you over the course of a phone call. You'll need to be able to pass their identity checks (which aren't usually that onerous).

I'd doubt they would keep an account "active" with no statements and no card. There's a tiny risk that someone has hijacked that account, otherwise I'd bet it was closed. But a phone call will confirm.

 

[Joffey]

A fish and chip shop ?

Shaun

http://www.ramsdensforcash.co.uk

Its a northern thing I think.

 

[ChrisV]

Why don't you just get it paid into the joint account then withdraw it?

 

[jefmcg]

Why don't you just get it paid into the joint account then withdraw it?

A little mystery keeps the romance in a marriage.

 

[vickster]

Why don't you just get it paid into the joint account then withdraw it?

Or share it with your family

 

[vernon]

Does Mrs A know that there is a payout?

 

[Crackle]

Does Mrs A know that there is a payout?

Funnily enough, that was my first thought.......

But of course Accy is a stout upright fellow, so I'm sure we're both unduly cynical....

 

[Profpointy]

Does Mrs A know that there is a payout?

she'd only waste in on fripperies like food for the children. They can buy their own from the tips they keep back from chimney sweeping

 

[Dave7]

This doesn't really address your question so please don't be offended but............having just had several meetings with my bank.....
Does it have to be Halifax ?
If so why not just go to the local branch and a) open another account or b) just ask them to check.
A lot will depend on when/how quickly you will need access to it.
Interest is naff for most accounts. Even 12 month/2 year bonds only give 1-1.5% interest and it is locked away for that length.
5 year investment seems to be the only way of getting decent returns.
Feel free to ignore this

 

[vickster]

Metro bank are giving 1.25% tax free on their instant access isa...however I think Accy is planning on spending the money on a bike

 

[SWSteve]

Go to the local branch, or at least call a branch (not the central number) so if they need to re-identify you they can arrange an appointment in which this can take place, when I've dealt with them recently, I had to call the branch to book an appointment. Halifax, I believe, print the sort code and account numbers on the cards, so you can provide those details over the phone to check the account still exists.

Halifax will ask a range of questions, not just name and address. Try to have more information to hand than you would expect, they may, for example, ask personal details that would be known by you, but less easily found by a potential fraudster.

Don't forget to make sure you have a way to get the money out the account, once it's been paid in. So request a new card once you know the account is open.

Good luck with the new bike...

 

[midlife]

Good luck with your new life in the Cayman Islands.

FTFY

Shaun

 

[vickster]

FTFY

Shaun

Or at least a few weeks on the Isle of Man with 5k

 

[TVC]

As was said above, I'd open a new account, something that will give you a joiners bonus.

 

[Accy cyclist]

I don't want it to go into our joint account as i think Mrs Accy will take more than the 50% i promised her and to be honest i wish i hadn't promised it to her.
I'm going to spend half my share on a new bike and bike stuff. The other half,i'll keep it for a rainy day.