PhilDawson8270
Veteran
You pays yer money and you makes yer choice.
This used to be the case. Regardless of fault in motorsport, you fix your own stuff. It's how it's always been. It never caused any issues. Personal Injury is unfortunately part of motorsport, as much as it is part of a contact sport. And organisers have cover for this in place if there can be proven negligence or blame. There was a choice to take your own injury insurance out also.
However, it's now you pay your money, you don't get a choice. Compulsory insurance will result in the same issues of normal motor insurance, with inflated claim values, and inflated legal costs, as it's insurance companies paying.