I used to be with Tesco, their excess was just £15 if nicked on the Street, £100 if nicked from the house, seemed good to me; I never claimed on it though. When I got my new bike I moved to M&S as Tesco don't cover bikes worth over £700k-dog said:I'm with Tesco (which underneath seems to be some sort of Rbos outfit) and they have been very good - I had a bike stolen a few years ago and after emailing them the receipt I had a new one within 48 hours for only a £50 excess.
The cover itself is pretty good value too.
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