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Cycle friendly home insurers.

Discussion in 'Bicycle Mechanics and Repairs' started by GrahamG, 18 Oct 2007.

  1. GrahamG

    GrahamG Über Member

    Location:
    Bristol
    I'm just getting contents quotes and wondered if any of you had recommendations for insurers who don't charge the earth for adding bikes on away from the home?!
     
  2. Stick on a Giant

    Stick on a Giant New Member

    Graham,

    we use Marks and Spencer's contents insurance - bikes up to the value of £4000 each automatically covered, and if they're worth more than that the extra isn't too bad at all.
     
  3. GrahamG

    GrahamG Über Member

    Location:
    Bristol
    Just spoke to M&S - they're £80-£100 more than the best quote but the level of cover is frankly outstanding. With that in mind, I suspect they'd be one hell of a lot better in the event of a claim!
     
  4. col

    col Veteran



    Well its not just food er insurance,its M&S insurance.:ohmy:
     
  5. Hugo15

    Hugo15 Über Member

    Location:
    Stockton-on-Tees
    I switched to M&S this year. I then managed to drill through a central heating pipe :ohmy: The claims process was really easy and they sorted it out with no fuss at all. I would recommend them.
     
  6. fossyant

    fossyant Ride It Like You Stole It!

    Location:
    South Manchester
    CIS - not bad - I top up mine for the best bike .....
     
  7. KitsuneAndy

    KitsuneAndy New Member

    Location:
    Norwich
    Mine are covered through NU's house policy, I added them half way through a year and they didn't charge me for it until I renewed..
     
  8. simoncc

    simoncc New Member

    The Co-operative Insurance Society (CIS) used to do a cheap cycle add on to home insurance policies for bikes of modest value. They might still for all I know.
     
  9. alfablue

    alfablue New Member

    Yes they do, I pay about £2 pcm for a £1400 bike.
     
  10. simoncc

    simoncc New Member

    They used to do bikes up to about £250 for £6 per year, but £24 pa for a £1400 bike seems a very good deal these days. I'll look into it when I renew.
     
  11. beckc

    beckc New Member

    Location:
    beccles
    Hi

    Same experience as KitsuneAndy. NU quoted £80 at renewal time then 3 months in with 3 good bikes in the garage and having discovered silly quotes for separate cycle insurance I approached them again. They only wanted a value for the most expensive bike. The cover extended to a bike locked up away from home for theft and no special security required in garage.

    We'll see what happens at renewal time !
     
  12. k-dog

    k-dog New Member

    I'm with Tesco (which underneath seems to be some sort of Rbos outfit) and they have been very good - I had a bike stolen a few years ago and after emailing them the receipt I had a new one within 48 hours for only a £50 excess.

    The cover itself is pretty good value too.
     
  13. I used to be with Tesco, their excess was just £15 if nicked on the Street, £100 if nicked from the house, seemed good to me; I never claimed on it though. When I got my new bike I moved to M&S as Tesco don't cover bikes worth over £700
     
  14. Jacomus-rides-Gen

    Jacomus-rides-Gen New Member

    Location:
    Guildford / London
  15. k-dog

    k-dog New Member

    Gave me £1200 for my tcr and accessories.