Been looking at cycle insurance threads and posts. Online quotes are more than my 2018 Motorbike insurance and more than my VW Transporter.
Home insurance doesn’t cover overseas travel which I hope to do and take bike with me when working. Any ideas ?
I'm with Hastings Direct and my bikes are covered worldwide and while in transit. They are classed as named personal possessions** of a value greater than £1500 each and can be taken away from the property. Much like an expensive piece of jewelry or very high end laptop.
If your Buildings and Contents is due for renewal before you travel spend sometime researching the possibilities. I've had this type of cover for a long time. I move my insurance around depending on the level of cycle cover and always choose a known, quality provider.
** This is key to cycle insurance on H&C policies rather than straight forward bike cover.
My B&C covers up to a max of £2500 for a bike only but won’t cover transit overseas. Suppose many would say not to take a decent bike abroad but I figure they are for riding, enjoying and making memories that you look back on and rides you remember. Cycle specific insurance is a joke, over £200 for the year. My motorbike is £280 with full breakdown, legal, European, helmet, leathers the lot.