Everyone run for your lives!

[mark st1]

It is rare for someone to pass without any minors. But even so, I surprised myself by only getting 6.

My first Car test i had no minors but 1 big X for speeding 40 in a 30 less than a mile from the test center 2nd test 3 minors and a pass . Either way you have done very well to pass first time so congrats Matthew hope you enjoy your new found freedom and ffs be careful !

 

[mark st1]

Are you getting a car right off? or wait a bit until you can save for the insurance.

My daughters boyfriend (19 with 1 years no claims bonus) was recently quoted for his VW 1.4 Polo worth £1200. Third Party Fire and Theft £7200. W***ers



Don't envy the youngsters these days for insurance or the cost of petrol its hideous.

 

[Matthew_T]

Congratulations. You might want to think about a pass plus course, it'll help your insurance quotes. Bikes are better though. Cars are v expensive.
I passed my test in 2000 at the age of 36. I had a m/bike licence when I was 17 though Happy days.

Are you getting a car right off? or wait a bit until you can save for the insurance.

I am not getting a car right off. My parents said that they had a surprise for me but I know the financial situation they are in and it wont be a car. I am going out for a meal tonight though.
I am putting £100 into a savings account each month which will hopefully mean that in two years time (when I finish college) I will have enough to buy and insure a car.
I was thinking of getting a moped but I can just see that being a waste of money. Much better to just save for a car and continue cycling everywhere in the meantime.

 

[Matthew_T]

My daughters boyfriend (19 with 1 years no claims bonus) was recently quoted for his VW 1.4 Polo worth £1200. Third Party Fire and Theft £7200. self-gratification artists

I have done the odd quote on cars I have seen on ebay and it looks most likely that my insurance will be about £1500 for a car worth under £500.

 

[Arch]

Well done!

 

[GetAGrip]

Well Done Matthew . <that's tea in the mugs by the way.

 

[mark st1]

Swear filter not working

 

[Night Train]

I will just give you the advice that my instructor gave me. Keep calm and concentrate on what you are doing. Certain things came naturally to me however, there were a few times that I was hesitant (lost one point for that).
Here is a rundown of my faults:
1. Hesitancy at a roundabout when there was an opportunity to go.
2. I stalled twice at one place (one fault).
3. Observation when pulling away (x2).
4. Misuse of gears once.
5. I stopped on the line when I reversed into a bay at the test centre.

It is rare for someone to pass without any minors. But even so, I surprised myself by only getting 6.

That's the important one, it's the one that can lead to hitting a vulnerable road user.

Well done on passing. Now you can really start learning how to drive!

Go over all your hazard perception stuff and Highway Code and keep at it. Whenever you are in a car, as a passenger, practice the observation and look for hidden hazards and potential hazards. Learn to really anticipate the road ahead and what other road users and pavement users may do around you. Learn to notice how other road users behave and react to what the car you are in does on the road.

I know you probably do all this on your bike, but in a car it is different, the reactions of others are different, what you can observe at car speeds is different, what you can observe inside a car is different.

I won't say 'good luck with your driving future' as luck doesn't come into it, just your ongoing and continuing development of your skills as a competent and conscientious driver.
You will never stop learning how to drive now, the moment you do is when you should call it a day and hang up your licence.

 

[screenman]

My daughters boyfriend (19 with 1 years no claims bonus) was recently quoted for his VW 1.4 Polo worth £1200. Third Party Fire and Theft £7200. W***ers

Why? has it crossed your mind how much damage somebody can do in a car.

Here is an idea, we all pay £2,000pa insurance that way the younger can get it cheaper. Just kidding.

 

[Night Train]

I have done the odd quote on cars I have seen on ebay and it looks most likely that my insurance will be about £1500 for a car worth under £500.

A cheap car isn't always an economic way to get started.
At that sort of price you will have to pay for repairs for every MOT and you will find it will break down more often, and probably not drive as well just when you need to not be thinking about its quirks.
Also an older cheap car may not have ABS or airbags and should you 'get it wrong' one day you will be grateful for every bit of help you can get.

My first car, a Mk1 Escort, had tiny drum brakes that would pull to each side when I tried to stop. One of my first jobs was to convert it to disc brakes just so I could depend on it stopping when I needed it to.
Then, every year it needed welding, or suspension, or something for the MOT. The engine rattled and vomited oil if I went over 50mph, and the side windows were so badly scratched that visibility was nil in the rain.

Modern cars are better but still, get the best (safest) you can afford and then treat it well and carefully.

 

[Dave Davenport]

My youngest (19 at the time) paid £2400 to insure a £900 basic Corsa last year, cheapest he could get (the prices quoted on comparison sites are bollocks). His renewal should be about £700 this year though.

 

[Matthew_T]

My youngest (19 at the time) paid £2400 to insure a £900 basic Corsa last year, cheapest he could get (the prices quoted on comparison sites are bollocks). His renewal should be about £700 this year though.

How long ago was that?

 

[screenman]

My youngest (19 at the time) paid £2400 to insure a £900 basic Corsa last year, cheapest he could get (the prices quoted on comparison sites are bollocks). His renewal should be about £700 this year though.

Seems good value considering the risks involved. The value of the car has very little bearing on how much damage it can do.

 

[donnydave]

I am not getting a car right off. My parents said that they had a surprise for me but I know the financial situation they are in and it wont be a car. I am going out for a meal tonight though.
I am putting £100 into a savings account each month which will hopefully mean that in two years time (when I finish college) I will have enough to buy and insure a car.
I was thinking of getting a moped but I can just see that being a waste of money. Much better to just save for a car and continue cycling everywhere in the meantime.

Well done that man - you've managed up to now without your own car so there's no need to immediately spunk all your cash on something you can live without for a little longer. I wish I had had the same realisation, as soon as I could drive I got a car and drove 4 miles to my part time supermarket job. Almost everything I earned was spent on my car, I had no savings at all. Absolute madness, I'm ashamed of my stupidity. If I had saved even just £100 a month while I was working part time at college it would have made a massive difference later on.

 

[smokeysmoo]

A few years ago the Son of guy I used to work with spent 12 months riding a moped, (no accidents, claims or convictions), then passed his car test yet couldn't insure a sub £1k Peugeot 106 for less than £4k!

He did it for the first year and got his renewal, (still no accidents, claims or convictions), renewal price? Another £4k!!!

He just couldn't get it down and he couldn't afford to pay it again, so he took his bike test, sold the car and bought a 600cc motorbike instead

FYI, we do live in one of the worst postcodes for car insurance in the country, but even so!

THIS could be worth a look Matthew. I don't know the details but it should help to reduce costs, although TBH £1500 doesn't sound bad at all in this day and age.