There is no way on god's green earth I would mortgage myself up, my circumstances dictate that I don't have to. 250 grand is a lot of debt, and in today's money, won't get much ( except where there's nothing much going on ). If my circumstances dictated that I needed the 'security' of a mortgaged property, there's no way I'd go new build. The proportion of these places that are farmed out to 'social housing' effectively means that you end up on a council estate, full of people who are self entitled muppets. That means you are mortgaged up to the hilt, probably stuck next to arsey mc arse face, who doesn't give a crap, and doesn't have to work. Nightmare upon nightmare.
I'm very glad to hear you won't be moving in near me any time soon!
[QUOTE 4790083, member: 45"]No, unless you get the show home. It's basic everything these days and you pay for anything you want changing or adding.
With carpets, they do the "of course you can have them fitted yourself, but you wouldn't be able to get in to fit them until you get the keys, and you'll have the cut the bottom off all of the doors. If you leave it to us it will all be done for you. Kerching!" sell.[/QUOTE]
We bought a "finished" house with carpets, cooker etc all fitted. It was a good few grand cheaper than an "empty" house bought off plan and they threw in a 3% deposit contribution too.
Ok, the carpets are shoddy and the kitchen floor doesn't fit the floor anymore, but, bargain!!
I gather there's a new phenomenon nowadays with new builds, leasehold on houses as opposed to what used to be the normal, freeholds. I read some are being hit with massive hikes in their leasehold as time goes on basically it's a moneymaking exercise at the expense of the homeowner so something else to consider when buying new builds.
As far as I'm aware, the government has just legislated to stop them doing that. My friend's been caught out though. I was amazed that anyone would buy a leasehold house. We had a flat that was leasehold and that was a nightmare to sell. I wouldn't touch one again.
Try finding a new build with a living room and a kitchen dining room, like gold dust! Most are living room diners with a kitchen as that is the new bling!
I also don't understand the three storey houses with kitchen on ground floor, living room in the middle and master in the loft. Do people not use a kitchen for drinks.
I'm not sure where you are looking, but round here all the new builds have kitchen diners and separate living rooms.
