And boy did he save, all 3 of my lads have been that way inclined, they do not get it from their mum
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And boy did he save, all 3 of my lads have been that way inclined, they do not get it from their mum
Slick
Guru
[QUOTE 4790083, member: 45"]No, unless you get the show home. It's basic everything these days and you pay for anything you want changing or adding.
With carpets, they do the "of course you can have them fitted yourself, but you wouldn't be able to get in to fit them until you get the keys, and you'll have the cut the bottom off all of the doors. If you leave it to us it will all be done for you. Kerching!" sell.[/QUOTE]
I didn't buy the show home but I did get the carpets. The developer kept adding extras as it was a slow seller.
With carpets, they do the "of course you can have them fitted yourself, but you wouldn't be able to get in to fit them until you get the keys, and you'll have the cut the bottom off all of the doors. If you leave it to us it will all be done for you. Kerching!" sell.[/QUOTE]
I didn't buy the show home but I did get the carpets. The developer kept adding extras as it was a slow seller.
PaulSB
Squire
- Location
- Chorley, Lancashire
I'm 62, retired and mortgage free with my wife's and my pensions covering our living costs. If we had to pay rent there is no way we could have retired in the last 12 months. When our state pensions arrive we will be well off.
I see no prospect of my children buying houses until I die. One does save but earns very little, the other is well paid but doesn't save. Assuming I have another 20 years they will be 48 and 50 when I go. I paid off my mortgage by 54 which allowed me to invest in a pension!
The state pension will probably have no real value, occupational pensions are shrinking and buying a private pension and saving for a house and/or paying a mortgage is nigh on impossible.
My question is one I never hear asked. How are people going to live in 30 years time? Paying rent without working will, as far as I can see, be impossible.
I see no prospect of my children buying houses until I die. One does save but earns very little, the other is well paid but doesn't save. Assuming I have another 20 years they will be 48 and 50 when I go. I paid off my mortgage by 54 which allowed me to invest in a pension!
The state pension will probably have no real value, occupational pensions are shrinking and buying a private pension and saving for a house and/or paying a mortgage is nigh on impossible.
My question is one I never hear asked. How are people going to live in 30 years time? Paying rent without working will, as far as I can see, be impossible.
We have friend with money that are going to keep on saving so they can leave their kids a nice lump when they go, meanwhile the kids are struggling to get into the property ladder or pay a mortgage, why not help them out now and enjoy seeing the kids love a better life. Seems odd to me.
PaulSB
Squire
- Location
- Chorley, Lancashire
@screenman that makes no sense to me either. If one wants to help, and in a position to do so, then do it now.
The two great benefits would be helping the children enjoy life for as long as possible - why make them wait - and having the enjoyment of seeing one's children happy.
The two great benefits would be helping the children enjoy life for as long as possible - why make them wait - and having the enjoyment of seeing one's children happy.
Drago
Legendary Member
- Location
- Suburban Poshshire
Its been a while since I had a mortgage. Are these 30 year jobs the norm now?
Rustybucket
Veteran
- Location
- South Coast
Yep! More like 35 years now
fossyant
Ride It Like You Stole It!
- Location
- South Manchester
Our mortgage finishes within 12 months. We still live in the same modest 3 bed house we bought when we got married. I've resisted the upsizing as the house is big enough - the bigger you go the more stuff you have. My sisters both have 4 beds with no kids. One sister no mortgage as her hubby's mum died leaving them the house. Other sister has about a £400k mortgage on a new build - managed to get government assistance as her hubby hadn't owned a house before.
It's a lovely house, but I wouldn't want that round my neck knowing how 'crap can happen' even in a job where you get sick pay - they don't.
It's a lovely house, but I wouldn't want that round my neck knowing how 'crap can happen' even in a job where you get sick pay - they don't.
Drago
Legendary Member
- Location
- Suburban Poshshire
Holy Corbyn! That's insane. Getting hocked to the bank for the thick end of your working life.
Or pay rent all your life and end up with? My kids mortgages are all way less than they would pay in rent, well the two that still have mortgages that is. Rent is for life mortgage hopefully not so.
gbb
Squire
- Location
- Peterborough
I gather there's a new phenomenon nowadays with new builds, leasehold on houses as opposed to what used to be the normal, freeholds. I read some are being hit with massive hikes in their leasehold as time goes on basically it's a moneymaking exercise at the expense of the homeowner so something else to consider when buying new builds.
Rustybucket
Veteran
- Location
- South Coast
That's how I view it, at least I'll have something to pass down to my kids, once I've eventually paid it off!
PaulSB
Squire
- Location
- Chorley, Lancashire
swee'pea99
Squire
‘We paid £101,000 for our Taylor Wimpey home in 2010 – now it’s valued at zero’
https://www.theguardian.com/money/2...t-scandal-engulfing-new-home-buyers-leasehold
