Liability Insurance (not theft insurance) minefield!

Page may contain affiliate links. Please see terms for details.

vickster

Squire
It is cover in that there is already a solicitor included in the price of membership that you can call in the event of injury.

In the case of BC, they indemnify so they don't take a cut of any compensation unlike a no win no fee solicitor you appoint in the absence of cover as I understand it
 

PaulSB

Squire
I'm with BC and needed to claim following an RTC in June 2024. The value placed on my bike and kit was "market value", that is second-hand - I was disappointed by this. I claimed through my home insurance which paid out new for old +/- £7000 which was later reclaimed from the third party.

Leigh Day, the BC legal firm, pursued the third party and won my PI claim. I think the claim value was too low but the overall service was extremely good. Leigh Day understand cyclists and cycling.

I would stick with the tried and tested rather than trying to save a few ££££ - a false economy.
 
Top Bottom