Still in winter kit here as well, but then again, my rides tend to be in the late afternoon / early evening when the temperatures are starting to dip. I'd rather be a wee bit too warm when setting out than too cold coming back.
One of my best buys this winter was a skiing base layer from
Decathlon (Wed'ze 2warm) which has been fantastic as a mid layer under my jacket. It's also got a high roll-top collar, which negates the need for a buff as it's long enough for me to pull over my face.
Shorts (and pads) are a personal thing - what might work for one person might not necessarily work for another. Might be worth tinkering with your saddle position first before splashing out on expensive shorts - sometimes even a few mm of adjustment can make the world of difference. Besides, it doesn't cost to tinker, so always try that before splashing the cash.
