D
Deleted member 26715
Guest
My opinion would be all about his attitude, we all have the capacity to make mistakes, it could well be he just was looking more to the right where he was going rather than ahead where you came from (not excusing him). But if he does make a genuine apology & offer, seems contrite then I would think I would go ahead without involving insurance, but make him clearly aware that the costs could well be substantial & insurance might be a better route.