Should we have exchanged details?

[Drago]

This is much misunderstood. For the purposes of motoring law "private" is determined by who has access to it at the material time, not who owns it.

For example, a supermarket car park, while privately owned, would be regarded as public place for the purposes of the road traffic act. Ditto a pub car park, at least while the pub is open for business. Even a farmers field would count as a public place while it is open for a car boot sale.

 

[glasgowcyclist]

Don’t know if that is the case on private property. I always thought if you hit someone in a car park technically you would never have to give your details

It’s still a public place for the purposes of the road traffic act, your responsibilities are the same as on the High St.

 

[Andy in Germany]

This is much misunderstood. For the purposes of motoring law "private" is determined by who has access to it at the material time, not who owns it.

For example, a supermarket car park, while privately owned, would be regarded as public place for the purposes of the road traffic act. Ditto a pub car park, at least while the pub is open for business. Even a farmers field would count as a public place while it is open for a car boot sale.

Just out of interest, does that mean you aren't insured if trespassing?

 

[Chromatic]

This is one thing that astonishes me here: the police should be called to every RTC, even if no-one is hurt; otherwise it's a hit and run.

When I was gainfully employed I had to go to Germany for a bit of work and driving from the airport to my destination I hit a kerb and very slightly damaged a wheel, no other vehicles involved and it didn't cause me to stop, when I returned the car to the hire place at the airport and owned up they wanted to know if I reported it to the police (I hadn't) and told me I should have done so.

 

[glasgowcyclist]

Reversing out of a parking bay on Tesco's car park this afternoon when i felt a bump. I got out to find an elderly bloke had reversed out as i was reversing out. I'm not saying it's entirely his fault,but my parking sensors would've gone off if i was reversing and about to hit something. I'm assuming he reversed out at a fair speed,so my sensors didn't have time to react. Anyway,as you can see my bumper has a dent in it. His car was also marked,probably more than mine. Even more bad for him is that his is/was a 6 month old Honda Civic. We were ok with each other and agreed to not bother with insurance stuff. I'm thinking now,should we have gone through the insurance process? 🤔

There’s a risk that once he gets an estimate for the repair cost he might change his mind and seek details of your insurer to submit a claim. He might not be as willing to take the damage to a new car the way you are to a 15 year old car.

 

[Accy cyclist]

There’s a risk that once he gets an estimate for the repair cost he might change his mind and seek details of your insurer to submit a claim. He might not be as willing to take the damage to a new car the way you are to a 15 year old car.

As far as i know he didn't write down my registration number. If he did and he takes it up with his insurers i'll have to then claim off him i suppose. There weren't any witnesses,or at least no one came forward to say they saw it. I just hope (and think he will) stick to his word and not report it.

 

[Accy cyclist]

I still think it was his fault though. He looked about 90,so maybe his judgement isn't what it used to be. Not only that,but how the feck can you miss seeing a banana yellow car??!!🧐

 

[Ming the Merciless]

I still think it was his fault though. He looked about 90,so maybe his judgement isn't what it used to be. Not only that,but how the feck can you miss seeing a banana yellow car??!!🧐

Blends with the sun

 

[Drago]

He looked about 90...

You just drove into David Attenborough's car!

 

[bikingdad90]

@Accy cyclist, can you lift the boot floormat and see if there is any sign of damage? It may look like a small crack but you may have bent one of the d pillars which may need replacement. Likewise for the other car.

 

[Accy cyclist]

Heck,i've just tilted my head and it hurts like hell!! I feel a whiplash claim coming on!!🧐

 

[roubaixtuesday]

That doesn't need insurance, it needs Duct tape!

 

[Accy cyclist]

Mmm,interesting!!🤔
https://www.claim500.co.uk/claim-ty...dKnwBBN54FQHV5RQapgENkA5NitJDjF0aAutvEALw_wcB

 

[Deleted member 26715]

If you report it to your insurance company likely as not they'll write it off, £800 for a new bumper, £400 to spray it, £400 labour charges, uneconomic repair, that's how the corrupt legal theft companies will see it.

 

[Accy cyclist]

If you report it to your insurance company likely as not they'll write it off, £800 for a new bumper, £400 to spray it, £400 labour charges, uneconomic repair, that's how the corrupt legal theft companies will see it.

Ok,cut to the chase!! How much will there be in it for me?!