Someone is having a bad day

[annedonnelly]

A mysterious payment of over £1,000 has appeared in my bank account. It's definitely not meant for me. Looking at the reference my bank aren't able to tell where it's come from. Their best guess, given the amount and the time of the month, is that it's someone's salary payment that's gone into the wrong account when someone's got a digit wrong in the account number.

So someone is approaching the beginning of December short of £1,000 they were expecting to have. 😢 I hope they manage to get it sorted soon.

 

[richardfm]

Do your bank say if you get to keep it if it isn't claimed?

 

[BrumJim]

Despite what the Chance card in Monopoly says, you cannot keep a bank error in your favour.

 

[Kingfisher101]

A mysterious payment of over £1,000 has appeared in my bank account. It's definitely not meant for me. Looking at the reference my bank aren't able to tell where it's come from. Their best guess, given the amount and the time of the month, is that it's someone's salary payment that's gone into the wrong account when someone's got a digit wrong in the account number.

So someone is approaching the beginning of December short of £1,000 they were expecting to have. 😢 I hope they manage to get it sorted soon.

The bank Will Know where its come from, but wont be telling you due to Data Protection laws.

 

[DCLane]

It may be a dodgy payment from someone testing whether the account is real or a mistake with a digit(s) wrong, although there are confirmation checks for that now. Either way it'll probably mysteriously vanish without a trace.

 

[numbnuts]

I think you should send it to me for safe keeping

 

[oldwheels]

Scam of some kind?
No idea how that would work but nowadays anything is possible.

 

[Dave7]

I think you should send it to me for safe keeping

If he sends cash I dread to think where you will keep it

 

[markemark]

Despite what the Chance card in Monopoly says, you cannot keep a bank error in your favour.

It probably is a human rather than a bank error.

I would be wary as it may be a scam. Be very careful and in consultation with your bank when returning it.

However, if you don’t hear anything and you’ve already tried your best to find out who paid it then I’d sit tight. However don’t spend it if you can’t afford to pay it back in the future.

 

[wiggydiggy]

Can you move the money into the savings account so it can at least earn some interest before it inevitably disapears back to whence it came. Keep an eye on the bank account to transfer it back sharpish when it does.

 

[stephec]

I've got a mate who knows a Nigerian Prince, he'll sort it for you.

 

[Drago]

It's mine.

 

[DCLane]

A quick Google search gets you some options of what to do with the £1000 should you decide to spend it* - https://www.mumsnet.com/talk/_chat/4709066-what-would-you-do-with-ps1000

* note: going on a spending spree is inadvisable, but ...

 

[glasgowcyclist]

If he sends cash I dread to think where you will keep it

It would certainly need to be laundered afterwards.

 

[Nibor]

I for a while received some small payments nobthly into my account I queried iot with my bank who said they could do nothing and they were never recovered