Any car in that, the bangernomics, price bracket with genuinely below average mileage and a full or near full service history will be of an age that it will simply not be a lemon. So you just need to factor in cost of parts and labour, ease of getting it fixed locally by an independent service provider, even ATS can do a lot, read up about the classic model faults of something that takes your fancy and make sure any major works, like cam belt changes, that old cars need has been done and you can pretty much take your pick. And remember there are far more old cars out there than you might think so you don't have yo buy the first 'bargain' that you see. Keep a cool head and walk away unless it is 100% genuine.
Insurance seems to be much more about your age/risk profile than it is about model at this end of the market.
