What's fair compensation?

[Drago]

For the love of Boris, get a solicitor and beat them with their own stick or they'll weasel and squirm for as long as they can.

Even if you 'win' on your own you'll never get recompense for the untold hours you're wasting on this.

 

[vickster]

Striking a claim off will add to the cost, for them. So it doesn't make sense.

It could be as simple as them not believing your claim or disputing the amount of your claim.

Indeed, insurers are v hot on wheedling out potentially fraudulent claims

 

[classic33]

As I said, I'm trying not to take this personally, I understand they are doing a job. I also know they are not on my side. I think though, knowing that they are communicating with a lay person, they could tone down the language.

The letters will probably be generic templates, which allow for certain parts to be adjusted.

 

[Marli]

My personal injury claim (bumps, bruises, swelling and longer term damage to my elbow) is for 1100. If I went by the JCB calculator it can be up to 12K. I filed a police report on the day of the accident, I sent them photos of my injuries and I explained on the phone what had happened. I'm not trying to scam them.

 

[Deleted member 26715]

My personal injury claim (bumps, bruises, swelling and longer term damage to my elbow) is for 1100. If I went by the JCB calculator it can be up to 12K. I filed a police report on the day of the accident, I sent them photos of my injury and I explained on the phone what had happened. I'm not trying to scam them.

Sorry to sound like a broken record, step away from the keyboard, pick up the phone & engage a solicitor, sit back & let them worry about it, it's not going to cost you anything as they have already agreed liability they will have to pick up the solicitors fees, that is my understanding but on the phone call please ask the question.

 

[roubaixtuesday]

For the love of Boris, get a solicitor and beat them with their own stick or they'll weasel and squirm for as long as they can.

Even if you 'win' on your own you'll never get recompense for the untold hours you're wasting on this.

I agree with Drago.

There, I've said it.

I need to go and have a shower.

 

[classic33]

My personal injury claim (bumps, bruises, swelling and longer term damage to my elbow) is for 1100. If I went by the JCB calculator it can be up to 12K. I filed a police report on the day of the accident, I sent them photos of my injuries and I explained on the phone what had happened. I'm not trying to scam them.

For now forget about the JCB calculator. You are not medically qualified,* it may also explain their request for you to be seen by an independent expert witness.



*It's not a case of physician heal thyself.

 

[fossyant]

The JCB calculator is way off. It was about 10x out on my spinal injury !

My son is having a nightmare over a simple rear ender - car was fixed, but they are refusing to pay out around £1000-£1500 which is the standard for whiplash, so it's going to court (with added costs). The crash was on camera, and the big car that hit him in his small car was lifted off the ground with the impact.

Deffo solicitor.

 

[Arjimlad]

I work for this firm which is Bristol based, and my colleague has plenty of experience of cycling claims, and would be quite happy to have an initial chat with you without obligation.

https://wards.uk.com/meet-the-team/helen-boyd/

 

[Oldhippy]

Now that is what we should be about! Helping where we can. Go team Arjimlad.

 

[Arjimlad]

Now that is what we should be about! Helping where we can. Go team Arjimlad.

Don't want to appear "ambulance chasing" but there seems to be a genuine need & I trust Helen to do a great job & be honest about the prospects/value.

 

[Oldhippy]

If you know someone who does for a living and can pass on the knowledge all for the better. Good deed for you, potential job for your friend and useful knowledge for the person who needs accurate information. Everyone wins!

 

[Marli]

The JCB calculator is way off. It was about 10x out on my spinal injury !

My son is having a nightmare over a simple rear ender - car was fixed, but they are refusing to pay out around £1000-£1500 which is the standard for whiplash, so it's going to court (with added costs). The crash was on camera, and the big car that hit him in his small car was lifted off the ground with the impact.

Deffo solicitor.

Out in what way - too high or too low?

 

[fossyant]

Out in what way - too high or too low?

Way too high !

 

[Marli]

Way too high !

That doesn't surprise me. My claim is right at the bottom of the figure. If you read some of the 'no fee' websites, they wave a giant carrot to suck you in.