Bike in
Halfords for the weekend so that they can give it a full check-over (noticed some play in the headset this afternoon so concerned the carbon steerer might be damaged? and the 'fixed' bent hanger is not quite perfect, as Stu warned me it might not be, so will take a new one at this point I think). Incident logged with the very polite local plod, who were happy to offer advice in terms of accepting cash and insurance claims etc.
Have spoken to the lady again just now on the phone. She was less concerned for my well-being than I would have been were the situation reversed (as in never asked!), and not at all happy to agreeing to pay for anything when I told her about the cracked helmet and minor damage to some bike parts. Fair enough I suppose, nobody wants to agree to paying out for something they don't know the cost of. We agreed that I'd ring her with the bill next week, and she said she'd decide then whether to cover the cost or go down the insurance route.
Shoulder is only getting worse not better so will see how a weekend of rest does me and then get a check-up.
Thanks again for all your words of encouragment and wisdom.
Might try to track down some kind of 'worst cycling crashes' video now to make me feel better!
Cheers, have a good weekend all and try to stay safe.