Hi there
A few months ago I got my first road bike (Giant Defy 2) - I got clipless pedals put onto the bike which have taken a bit of getting used to and I've covered a fair amount of miles without too much incident (the odd minor fall, etc). However, tonight, I was out on the bike on a cycle path (downhill between two roads) and I was turning the bend and oversteered on myself - the result was I fell off the bike. No major injuries to me except a cut to my elbow and my pride. My bike however has come off worst - I was able to ride it home no bother. The left shifter and hood is all bent in (although it still manages to function with gears and brake) and when I was wheeling the bike into the house, it felt a bit "draggy", so I don't know if I've maybe buckled a wheel or wheels of something. The rear derailleur at the bottom I think is damaged too. Pics to follow if I can figure out how to put them on from my phone (I'm not very technology minded).
I've got this bike through Cyclescheme (NHS) and it is insured through my home insurance. I phoned my insurance company as soon as I came in but I got through to the general enquiry line and the very helpful lady advised me to phone the claims department first thing in the morning. I have an excess of £50 and I think the work involved will probably cost much more than £50. I just hope that my insurance company allow me to use the bike shop where I purchased the bike for the repair.
This is the first time I've had an accident on a bike whereby I have potentially had to make a claim through my insurers. Can anyone give me their experiences - good and/or bad? Thanks J
A few months ago I got my first road bike (Giant Defy 2) - I got clipless pedals put onto the bike which have taken a bit of getting used to and I've covered a fair amount of miles without too much incident (the odd minor fall, etc). However, tonight, I was out on the bike on a cycle path (downhill between two roads) and I was turning the bend and oversteered on myself - the result was I fell off the bike. No major injuries to me except a cut to my elbow and my pride. My bike however has come off worst - I was able to ride it home no bother. The left shifter and hood is all bent in (although it still manages to function with gears and brake) and when I was wheeling the bike into the house, it felt a bit "draggy", so I don't know if I've maybe buckled a wheel or wheels of something. The rear derailleur at the bottom I think is damaged too. Pics to follow if I can figure out how to put them on from my phone (I'm not very technology minded).
I've got this bike through Cyclescheme (NHS) and it is insured through my home insurance. I phoned my insurance company as soon as I came in but I got through to the general enquiry line and the very helpful lady advised me to phone the claims department first thing in the morning. I have an excess of £50 and I think the work involved will probably cost much more than £50. I just hope that my insurance company allow me to use the bike shop where I purchased the bike for the repair.
This is the first time I've had an accident on a bike whereby I have potentially had to make a claim through my insurers. Can anyone give me their experiences - good and/or bad? Thanks J