Chipped stone hits car window - who is liable??

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Bianchi boy

Über Member
Location
North wales
Hello and sorry if this in the wrong section, but...
I was cycling through a private car park with a public right of way when a stone pinged from my tyre and hit a car window, completely smashing it. I wasn't going quickly and was obviously not being negligent. Who is liable for this though? Would the owner's insurance pay up without charging excess?
Thanks for your help.
I hav'ent bothered to read all of the thread, But is'nt it the local council, who are to blame, I'm sure they are duty bound to ensure all carriageway s are kept clear
 

Tin Pot

Guru
I hav'ent bothered to read all of the thread, But is'nt it the local council, who are to blame, I'm sure they are duty bound to ensure all carriageway s are kept clear

Thank you and let it be a lesson to all of us there is always someone to blame.
 
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