The only part of my body that really gets cold is my toes and feet. I find a bandanna stops my head getting too cold and even with thin gloves, once I have been moving for about 20 minutes, my hands warm up nicely. As for my toes, it is getting worse as I get older. I went out earlier when the temperature was about 5 degrees Celsius, everywhere except my toes was fine, but despite having 3 pairs of socks on, plus my shoes and overshoes, my feet were frozen solid when I got home after a couple of hours. Four hours later, after a warm shower and sitting here with the heating on, they are still a bit cool. It's something I just put up with in the winter.