Is this a motoring offence?

[Deleted member 26715]

If you'd rather self-insure against the possibility of causing a life-changing injury to a seven year old, that option is also available to you.

Legally yes it is, but financially it isn't, as @Tin Pot states it should be nationalised just like NZ.

 

[spen666]

Some seriously wrong in law advice given on here.

 

[spen666]

Motor insurance should be nationalised.

Then no incentive to drive carefully asthe safe careful driver will be paying the same premium rate as the maniac behind the wheel


How do you deal with this?

 

[Profpointy]

Then no incentive to drive carefully asthe safe careful driver will be paying the same premium rate as the maniac behind the wheel


How do you deal with this?

what has that to do with whether it's nationalised?

I don't actually see much point in it being nationalised but even so, the when the railways were nationalised tickets weren't all the same price were they?

 

[Deleted member 26715]

How do you deal with this?

How is it dealt with now? apart from scumbag companies price fixing & legally being allowed to screw people over with inflated premiums

 

[spen666]

what has that to do with whether it's nationalised?

I don't actually see much point in it being nationalised but even so, the when the railways were nationalised tickets weren't all the same price were they?

I suggest you look at what happens and then you may understand

 

[Svendo]

Yes, its an offence to quit a motor vehicle in a public place. Not a crime though.

That's interesting. What's the distinction as I'd have thought they're synonymous?

 

[spen666]

How is it dealt with now? apart from scumbag companies price fixing & legally being allowed to screw people over with inflated premiums

If you don't like motor insurance companies, then why take out a policy?

It is not complusory to take out a policy of motor insurance in the UK. ( see S144 of the RTA)

 

[spen666]

That's interesting. What's the distinction as I'd have thought they're synonymous?

The only distinction is in Drago's mind. He is of course completely and totally wrong on the legal position

 

[glasgowcyclist]

If you don't like motor insurance companies, then why take out a policy?

It is not complusory to take out a policy of motor insurance in the UK. ( see S144 of the RTA)

Aye but that's only if you've got a spare £500,000 to lodge!
(I do remember the days when it was only £15,000)

 

[Profpointy]

I suggest you look at what happens and then you may understand

So why would everyone be charged the same if they were nationalised?

 

[screenman]

I find insurance good value for the peace of mind it gives me.

 

[spen666]

Aye but that's only if you've got a spare £500,000 to lodge!
(I do remember the days when it was only £15,000)

mere small change!

 

[Tin Pot]

Then no incentive to drive carefully asthe safe careful driver will be paying the same premium rate as the maniac behind the wheel


How do you deal with this?

Put them in jail.

 

[Deleted member 26715]

If you don't like motor insurance companies, then why take out a policy?

It is not complusory to take out a policy of motor insurance in the UK. ( see S144 of the RTA)

If you had bothered to look at my answer to Dan B I have already stated that I know it is not a legal requirement, but it's not a financial possibility, maybe if I was a scumbag motor insurer who screws over people I would have enough money not to have to use one of my own products.