OP
OP
Tin Pot
Guru
Not really. I got the impression that she was trying to avoid verbal admission, but she did say "I forgot to put on the brake."
Is this a motoring offence?
- Thread starter Tin Pot
- Start date
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Not really. I got the impression that she was trying to avoid verbal admission, but she did say "I forgot to put on the brake."
vickster
Squire
With mine its not obligatory, but there is a further excess if you choose not to
Can they enforce that?
classic33
Leg End Member
You'll have agreed to it when accepting the policy.
Have you read this?
http://www.motorclaimguru.co.uk/your-rights-as-a-consumer.html.
As a non approved supplier I invoiced insurance companies from 1988 until 2009 when the price they offered became to low, many companies said they would not pay, all did as far as I know.
http://www.motorclaimguru.co.uk/your-rights-as-a-consumer.html.
As a non approved supplier I invoiced insurance companies from 1988 until 2009 when the price they offered became to low, many companies said they would not pay, all did as far as I know.
mjr
Comfy armchair to one person & a plank to the next
- Location
- mostly Norfolk, sometimes Somerset
They might not be able to force you directly, but most insurance contracts include a term like "you must tell us about any incident [...] which may or may not give rise to a claim" (from an old contract I have on this computer) so they can terminate your insurance and denounce you as a fraudster to other insurers if they ever find out your vehicle was involved in an incident and you didn't notify them.
Please post reasons instead of useless noise!
Because you won't lend me half a mil, will you?
LV's not a great example because it's a mutual fund which has surplus rather than profits and is in dire straits if it makes a loss (probably get raped by vulture capitalists like certain others...).
Probably most of the time. How many motorists are willing to pick a fight with their insurers over who repairs their car?
Probably not. Like most people, I find dealing with insurance exceptionally annoying, confusing and full of scams that I'm dismayed are legal and so I wish to minimise the time I spend dealing with it. For a long time, I circulated between the same three more-ethical insurers until one closed down, one got vultured and the third reacted to its newly-enhanced market position by trying to raise premiums 20% a year.
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mjr
Comfy armchair to one person & a plank to the next
- Location
- mostly Norfolk, sometimes Somerset
Yeah, but given there has been contradicting advice posted, how the heck is anyone meant to know which bit(s) you consider wrong?
Roadhump
Time you enjoyed wasting was not wasted
- Location
- The flatlands of South West Lancs
Another example of an insurance company taking the p*** and screwing a customer over.
I have 2 part time jobs. I prefer to cycle or travel by train to them, but occasionally use my car, and therefore I have declared these jobs to my insurance company.
I started the first one (an exam invigilator) a few years ago and when I drive to it, I park my car on the road near to the school and when I have finished work, return to my car and drive it away. I am on the payroll of the school and my tax is paid via PAYE, which surprisingly is relevant.
The second job, which I started a few months ago, is a Bikeability cycle instructor. In that role, I am responsible for declaring my income, and calculating and paying my tax bill myself, therefore I am technically self employed.
Several weeks ago, I was asked to cover a gap on the rota at a school 27 miles away, at a time when the trains were out of service due to major engineering works, so I decided to put my bike in the car and drive there. I contacted my insurance company (RAC) and because of my (technical) self employed status, they added just short of £200 to my premium.
I pointed out that I would only be using my car in the same way as when I drive to my other job, i.e. parking it on the road near to school, doing my work and then driving home, and that I would only be using it for that purpose very infrequently, but they wouldn't budge. I just cannot see how that role increases the risk I pose, and how that increase is justified.
I cancelled my policy with them, the fee for doing so was more than compensated for by the refund from the remainder of the policy term, and moved to Tesco Insurance where the annual premium was similar to what my original RAC one was.
RAC car insurance.......bunch of robbing sharks as far as I'm concerned.
I have 2 part time jobs. I prefer to cycle or travel by train to them, but occasionally use my car, and therefore I have declared these jobs to my insurance company.
I started the first one (an exam invigilator) a few years ago and when I drive to it, I park my car on the road near to the school and when I have finished work, return to my car and drive it away. I am on the payroll of the school and my tax is paid via PAYE, which surprisingly is relevant.
The second job, which I started a few months ago, is a Bikeability cycle instructor. In that role, I am responsible for declaring my income, and calculating and paying my tax bill myself, therefore I am technically self employed.
Several weeks ago, I was asked to cover a gap on the rota at a school 27 miles away, at a time when the trains were out of service due to major engineering works, so I decided to put my bike in the car and drive there. I contacted my insurance company (RAC) and because of my (technical) self employed status, they added just short of £200 to my premium.
I pointed out that I would only be using my car in the same way as when I drive to my other job, i.e. parking it on the road near to school, doing my work and then driving home, and that I would only be using it for that purpose very infrequently, but they wouldn't budge. I just cannot see how that role increases the risk I pose, and how that increase is justified.
I cancelled my policy with them, the fee for doing so was more than compensated for by the refund from the remainder of the policy term, and moved to Tesco Insurance where the annual premium was similar to what my original RAC one was.
RAC car insurance.......bunch of robbing sharks as far as I'm concerned.
vickster
Squire
Aren't RAC a broker like AA? So presumably it's the insurer that's the shark?
Profpointy
Legendary Member
Remember they lose half their cases. Pretty poor % in my views
Roadhump
Time you enjoyed wasting was not wasted
- Location
- The flatlands of South West Lancs
I think you may be correct, I can't remember for sure, but I think RAC provide insurance via a single company. When I expressed my dismay, the rep I spoke to said cancelling and obtaining a quote elsewhere was an option, which suggests they didn't have an alternative to quote. Perhaps, therefore, I am being a tad unfair to RAC, but there is a shark in the process somewhere along the line. The inflexibility was amazing.
Cycleops
Legendary Member
- Location
- Accra, Ghana
To get back to motoring offences did you know its also against the law to honk your car horn to show your annoyance?
