Sold Secure Locks

[wheres_my_beard]

I have just invested in Sold Secure Silver lock, which is recommended for bikes worth between £250-£1500. It weighs in at 2kg, which is about 1/5th the weight of the bike but makes me feel better than the now flimsey looking combination lock I was using previously.

Anyway, for insurance purposes, would one lock be enough to secure more than one bike if the combined value is within that bracket?

 

[Bicycle]

I use a phalanx of former ARBiH fighters who shadow me wherever I go and guard my bike in shifts.

We are not popular when I cycle to the Co-op, as there are twelve of them and they prevent anyone else getting to the bike racks.

In their favour, no-one has yet tried to steal my bicycle. it is worth up to and including £100-ish.

Has this helped?

 

[400bhp]

Anyway, for insurance purposes, would one lock be enough to secure more than one bike if the combined value is within that bracket?

The honest answer - check your policy wording. They are not all the same.

 

[Deleted member 1258]

I have a solid secure lock in the shed somewhere, I think its a bronze standard one, its too heavy, put into my work bag on the back of my fixed it upsets the handling and its to bulky to carry on my geared bike. If I was parking somewhere I knew had a very high theft risk I would use it, otherwise I just use a cable lock, as I have done for most of the last 30 years. I think if I'm going to start parking the bike in a known high risk area I would go down the alarmed padlock route, padlock through the rear triangle so it needs removing before they move the bike, lets face it, if they want it they will find a way of taking it, with the alarmed padlock its going to make the theft a bit harder and they may look for an easier target.

http://www.alarm-padlocks.co.uk/index.php?act=viewCat&catId=3

 

[GrumpyGregry]

for insurance purposes what you like the bike too, and where it is locked, is almost as important as the type of lock you use.

 

[wheres_my_beard]

It turns out that Co-operative Insurance aren't too fussed about lock types specifically - "as long as it's locked up, obviously". Just being in our shed (or any other out-building) is covered on the Home Contents Insurance, and it seems that there are no specific security requirements, as I asked specifically.

To be covered away from the house, I needed to take out "unspecified items" insurance which covers items of an individual value of upto £1,000 each and to a maximum total value of just over £29,000. With regard to the bikes it seems simply being locked ("obviously", again), and not left out for 24hrs or more (seen as abandonment), is adequate for them to insure my bikes.

All this cost about £6 extra on the insurance a month. Seems quite good value.

Still, I'm glad I beefed up the lock to one which will take some serious tools, time and determination to break.