The Retirement Thread

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Dave7

Legendary Member
Location
Cheshire
We've looked into that, but it's not for us.
Too many restrictions and limitations. ;)
Scary really.
You could "sell" it to one company with all the agreements in place but apparently there is nothing to prevent them "selling" it to a 3rd party with different agreements that you have no control over.
 

Dave7

Legendary Member
Location
Cheshire
Night night every one. All this talk of retiring and money has made me very reflective. I have to say I am very careful with money. Probably because my dad wasn’t. He spend the last decades of his life living beyond his means on credit cards. . By the time I had to step in because of his memory loss, he was living off the state pension and owed £50,000 pounds to 8 credit card companies which meant the minimum interest payments were more than the total money he had coming in . Luckily I managed to sort it out before he died ( thank god for citizens advice ) , which means my mum has at least has lived to 86 in a semi comfortable retirement .
I only bring this up as a warning, to anyone thinking of retiring early . Please please make sure you have done all the correct calculations. Self delusion at this point only brings pain to your family going forward.
Ex I fully agree with you.
Me and MrsD were both brought up to believe DO NOT go into debt. If you can't afford it then do without.
I still recall my Mums words as we were planning our marriage........if you have no money get a couple of orange boxes to sit on. Wise words imo.
 
Good morning and, for later, Happy Samhain !
47809677-66A1-4A54-B1B4-3E379A82F215.jpeg

From the NTS Margaret Fay Shaw collection, South Uist, 1930’s.
https://www.nts.org.uk/stories/a-hebridean-halloween
 

Dave7

Legendary Member
Location
Cheshire
Good morrow folk.
Up early at 05 30. Enjoyed my coffee while listening to S.O.T S and catching up on last nights comments......its a good start to the day
MrsD comes down around 0800 and one of her 1st questions is "ok, what are Mo and Welshie up to"?
A mixed day is promised weather wise.
May seem strange but if the weather is crap at the weekend I can enjoy chilling out and watching sport on tv.
I have NO PLANS to do any jobs.
 

welsh dragon

Thanks but no thanks. I think I'll pass.
Good morrow folk.
Up early at 05 30. Enjoyed my coffee while listening to S.O.T S and catching up on last nights comments......its a good start to the day
MrsD comes down around 0800 and one of her 1st questions is "ok, what are Mo and Welshie up to"?
A mixed day is promised weather wise.
May seem strange but if the weather is crap at the weekend I can enjoy chilling out and watching sport on tv.
I have NO PLANS to do any jobs.


Welshie is sitting here in my PJ's having a coffee and listening to the rain. I am contemplating making a cake today but we shall see.
 
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