numbnuts
Squire
- Location
- Gone over the hill and far away
The Retirement Thread
- Thread starter Dirk
- Start date
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welsh dragon
Thanks but no thanks. I think I'll pass.
I have pottered in my workroom. Done a load of washing and got it dried. Went to town and got Mr WD fish and chips. Done houseworky stuff. The end.
Mo1959
Legendary Member
- Location
- Perthshire,Scotland
Another walk done. That’s around 11 miles for the day. It stayed dry but is quite breezy.
I’ll probably just read this evening.
I’ll probably just read this evening.
Mo1959
Legendary Member
- Location
- Perthshire,Scotland
Stuck the cycling on for the last 20k.
Exlaser2
Veteran
Sorry for any offence , none was meant. It’s just not all of us log in every day . As proved by this post which is another day late 😂 😀
D
Deleted member 1258
Guest
Ten minutes ago it was bright sunshine, five minutes ago it was raining like the man was boat building again, its now bright sunshine, who ordered April showers for July?
- Location
- Somewhere wet & hilly in NW England.
Personally, I have always done a budget. For me, it is the only way to maintain control of my Finances, for others, perhaps that is not so, each to their own.
Ditto. We run a long-term projected cash flow. Been running it for 20 years or so and it has proved to be very accurate.
Started doing it to see if we could afford to switch off the rat-race back in 2004/5 and just carried on from there. Gives us a lot of comfort knowing that we will see out our old age financially secure.
Keeping on top of our investments and inheritance planning are the tricky ones with regards to minimising tax, although both myself & Mrs SD enjoy managing money and are quite happy ferreting out opportunities etc.
Only takes us 20 minutes or so to do the month end reconciliation so it really isn't onerous to keep on top of the situation.
BoldonLad
Not part of the Elite
- Location
- South Tyneside
I would agree, it is not onerous.
Daughter no4 is a spender, with no control, and, as it happens, a not very well paid job. I have tried to explain to her numerous times the benefits of budgeting. She seems to think that because she doesn’t have much money, there is no need to keep control, IMHO, the less you have, the more imperative it is to keep control!
Last edited:
Lee_M
Guru
I did a full in depth analysis of my finances a few years ago, total spend, breakdown of what was spent and where etc etc, full graphing solution, the works.
After I'd seen it, I never did it again 🤣😭
BoldonLad
Not part of the Elite
- Location
- South Tyneside
I have to have a moan about this!
Wimbledon! OK, I accept some people may be interested, I can even accept that, perhaps, the majority of people are interested, but, why does BBC have to show it on both BBC1 and BBC2 at the same time, disrupting "normal" programs in the process!
I feel better for that
Wimbledon! OK, I accept some people may be interested, I can even accept that, perhaps, the majority of people are interested, but, why does BBC have to show it on both BBC1 and BBC2 at the same time, disrupting "normal" programs in the process!
I feel better for that
- Location
- Somewhere wet & hilly in NW England.
I would agree, it is not onerous.
Daughter no4 is a spender, with no control, and, as it happens, a not very well paid job. I have tried to explain to her numerous times the benefits of budgeting. She seems to think that because she doesn’t have much money, there is no need to keep control, IMHO, the less you have, the more imperative it is to keep control!
Poor money management starts young - AFAIK it's not even taught at school.
Obviously far less important than teaching about the Roman Empire or Shakespeares' plays etc.
I have to have a moan about this!
Wimbledon! OK, I accept some people may be interested, I can even accept that, perhaps, the majority of people are interested, but, why does BBC have to show it on both BBC1 and BBC2 at the same time, disrupting "normal" programs in the process!
I feel better for that
+1
PaulSB
Squire
- Location
- Chorley, Lancashire
I have to have a moan about this!
Wimbledon! OK, I accept some people may be interested, I can even accept that, perhaps, the majority of people are interested, but, why does BBC have to show it on both BBC1 and BBC2 at the same time, disrupting "normal" programs in the process!
I feel better for that
I'm with you on this one. Mrs P is a huge tennis fan. I never get to watch the Tour because the friggin' tennis is on!!!
Have I mentioned Mrs P is taking me to Wimbledon this week for MY birthday treat.
How does that work?
- Location
- Somewhere wet & hilly in NW England.
I have to have a moan about this!
Wimbledon! OK, I accept some people may be interested, I can even accept that, perhaps, the majority of people are interested, but, why does BBC have to show it on both BBC1 and BBC2 at the same time, disrupting "normal" programs in the process!
I feel better for that
Dullorama indeed - mens final can be a good watch though.
Not bothered about the disruption bit as tbh there is little worth watching on the Beeb these days.
All we watch is half a dozen dramas, although these days they seem to suffer from over-enthusiastic pc tick-boxing, and Mrs SD likes Masterchef (though not the celebrity one).
- Location
- Somewhere wet & hilly in NW England.
I'm with you on this one. Mrs P is a huge tennis fan. I never get to watch the Tour because the friggin' tennis is on!!!
Have I mentioned Mrs P is taking me to Wimbledon this week for MY birthday treat.
How does that work?
It's a love thing.
