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Advice - I was involved in a road traffic incident this morning.

Discussion in 'Advocacy and Cycling Safety' started by Maz, 19 Dec 2017.

  1. ianrauk

    ianrauk Tattooed Beat Messiah Staff Member

    Barmy in Barming

    Any damage to the bike. What repairs need doing or components need replacing.
    Any good bike shop wont charge as they would look at getting your business when it comes down to the fix. Some may do though you can claim back.
    classic33 and Maz like this.
  2. vickster

    vickster Legendary Member

    If a new frame is needed and he wants to stick with the same, he'd be best off at a Specialized dealer who can source an Allez frame for him (if they sell separately, otherwise I'd push for a new bike)
    NickNick and Maz like this.
  3. alicat

    alicat Guru

    Join Cycling UK. You should be able to get free legal advice for this claim and you will have third party legal cover for any future incidents that are deemed to be your fault.
  4. Sharky

    Sharky Veteran

    I'm sure photos of the damaged bike and your original receipt or an example of a similar model from wiggle & co would satisfy the insurance company. Labour costs and individual components could work out more than a replacement bike.
    NickNick likes this.
  5. mjr

    mjr Wanting to Keep My EU Citizenship

    If not a member of any relevant club or union, https://legal.wiggle.co.uk/ is a front for Michael Baker and Digby Brown which gives any profits it generates to Sustrans, which is better than some things that could happen to them. I've no experience of it myself yet, though.
    NickNick likes this.
  6. boydj

    boydj Veteran

    I've had two incidents in recent years where there was more damage to the bike than to the person. I both cases I claimed directly on the driver's insurance, using bike shop quotes and a modest sum to cover my own injuries and inconvenience. In the first instance I turned down the original offer and accepted the second offer and in the second case the insurers paid the requested sums with no quibble. For you, first stop is at least one bike shop quote and then some kind of assessment of your injuries and if they are more serious than bumps and bruises then get a professional involved.
  7. Oh No @Maz ; it is good to see you back but I wish it had been better circumstances.
    I felt sorry for the first driver that hit me (I know I shouldn't let it come into it but she was like my mum). Initially I just went to her with the cost of the bike which she baulked at (an expensive £175 Viking) and decided to through her insurance so I topped it up slightly for the insurance company with the items @boydj mentions. To be honest the insurance company would be rubbing their hands as it was quite a small payout which they would recoup from putting her insurance up £35
    When I was hit the second time the driver was unrepentant despite it being an open and shut case with witnesses supporting me. It was a more expensive bike too. So I decided to go the Leigh Day route, it took a while but it was probably down in part to my lethargy. A year + after the event and they sent me to a physio and I told them I had bruising that made things slightly uncomfortable when pressed by the physio but stressed I had cycled 80 miles the next day on a borrowed bike. Whatever he actually put it was settled almost overnight :wacko:
    NickNick and Maz like this.
  8. OP

    Maz Guru

    I went to A&E because my knee swelled up the size of a grapefruit. It is now in a splint.
    I will be contacting one of the solicitors mentioned earlier in this thread. Thanks.
    summerdays, Daddy Pig, DCLane and 2 others like this.
  9. GrumpyGregry

    GrumpyGregry non-contributing ex-member

    Daddy Pig and Maz like this.
  10. Freds Dad

    Freds Dad Über Member

    GWS and you get a new bike.
    Maz likes this.
  11. alicat

    alicat Guru

    Ouch, take it easy. No rush to do anything except get over the shock and rest your knee.
    Jason, Maz and classic33 like this.
  12. vickster

    vickster Legendary Member

    Keep a close eye on the knee. Did they X-ray it and find a fracture? The hospital provide the splint?

  13. OP

    Maz Guru

    No visible fracture on the xray. Yes Splint provided by hospital .thanks
  14. Drago

    Drago Guru

    "No visible fractures on the X-Ray" is exactly what they told me in 2008.

    In 2010 the NHS finally admitted they'd muffed up slightly and finally bolted me back together.
    classic33 and NickNick like this.
  15. vickster

    vickster Legendary Member

    If it doesn’t improve with rest, ice, anti inflammatories in a week or two, push for an MRI

    Good luck with engaging the solicitor
    classic33, NickNick and Maz like this.