glasgowcyclist
Charming but somewhat feckless
It's a criminal offence though, which is different from a motoring offence?
There's no difference. Motoring offences are criminal offences, tried in criminal courts.
It's a criminal offence though, which is different from a motoring offence?
Back to the claim; somebody who works in motor insurance once told me: "If you have a small fender-bender and you decide not to claim, do NOT tell your insurance company because even if you don't claim they will mark you down as an accident magnet and your premium will increase. I didn't tell you that, by the way."
You've scraped a bumper and paid a chap to repaint it? Hardly an accident.
However, you are obliged to report to your insurers regardless.